BBI Vs B.Com - Which is Better After Class 12?

Updated On: January 16, 2024 10:03 am IST

Both the courses, BBI and B.Com teach different aspects of the Finance, Banking and Insurance sector to students. The comparison between BBI and B.Com below will help you figure out which one is the best for you.

Table of Contents

BBI Vs B.Com - Definition
BBI Vs B.Com - An Overview
BBI Vs B.Com - Eligibility Criteria
BBI Vs B.Com - Skills Required
BBI Vs B.Com - Syllabus
BBI Vs B.Com - Course Fee and Popular Entrance Exams
BBI Vs B.Com - Career Prospects and Salary Package
BBI Vs B.Com - Top Colleges
BBI Vs B.Com: Which is Better?
Faqs

BBI Vs B.Com, Is BBI Course Better Than B.Com

Increased growth in the banking and insurance sector has led to the demand for courses such as Banking, Insurance and Commerce. After Class 12, students often tend to get puzzled as to what course they should take up. As the Commerce and Banking sector is developing and more jobs are being created, interested candidates should understand the difference between BBI (Bachelor of Banking and Insurance) and B.Com (Bachelor of Commerce). BBI concentrates more on the insurance aspect of banking whereas B.Com focuses more on banking and finance.

Students are often confused about whether pursuing BBI after class 12 would be better or B.Com. While there are some similarities between these two courses in terms of syllabus or course curriculum, there are also differences. But if you are struggling to find an answer to the question ‘BBI Vs B.Com - Which is Better?’, then this article is for you.

BBI Vs B.Com - Definition

Bachelor of Commerce in Banking and Insurance or BBI is a specialization of the commerce stream related to the banking and insurance sectors. BBI course comprises the study of detailed concepts related to banking, bank laws, insurance laws, accounting and risk management.

Bachelor in Commerce or B.Com is an undergraduate Commerce degree programme. The subject focuses on training students for careers in the business and management sectors. In the final year, students need to choose specialisations to find job opportunities in their field of interest.

Both courses are offered to students who are interested in Banking and Commerce for a 3-year duration. However, BBI is a specialization of the Commerce stream.

BBI Vs B.Com - An Overview

Complete insight into both BBI and B.Com is tabulated below. Read and analyse the entire table to get deep knowledge about the eligibility criteria, syllabus, duration, jobs and salaries.

Course Features	B.Com	BBI
Full-Form	Bachelor of Commerce	Bachelor of Banking and Insurance
Eligibility	10+2	10+2
Course Duration	3 Years	3 Years
Course Type	Degree Programme	Degree Programme
Course Level	Undergraduate	Undergraduate
Starting Salary	INR 2.5 LPA - INR 34 LPA	INR 3 LPA - INR 5 LPA
Employment Opportunities	Banker, HR, Auditor, Tax Consultant, Financial Analyst, Business Consultant, etc	Investment Banking, Commercial Banking, Corporate Finance, Hedge Fund Opportunities, Venture Capital Industry, Private Equity etc.

BBI Vs B.Com - Eligibility Criteria

Both, BBI and B.Com are undergraduate-level courses and their entry criteria do not vary much. But you can check out the comparison of educational requirements for BBI and B.Com and check your eligibility.

B.Com	BBI
You must have completed the intermediate level of education or equivalent from a recognised board. The minimum percentage requirements can vary drastically from institution to institution. For instance, the cut-off marks for B.Com in some colleges maybe 45% whereas 99% in others.	You must have qualified 10+2 level of examination or equivalent from a recognised institution or board. The minimum percentage requirements vary from college to college. Most of the institutions require you to score at least 50% marks in their 10+2 with Mathematics and English as core subjects.

BBI Vs B.Com - Skills Required

Specific skills are required or are preferred to study BBI and B.Com. Check out the skills needed for the BBI and B.Com courses below:

BBI	B.Com
General awareness	Teamwork
Quantitative aptitude	Analytical skills
Knowledge of laws and regulations	Adaptability
Interest in mathematics	Critical thinking skills
Problem-solving attitude	Problem-solving skills
Logical reasoning	Self-confidence
Critical thinking	Organisational skills
Leadership qualities	-
Communicative skills	-

BBI Vs B.Com - Syllabus

Where the BBI course provides comprehensive training to students in Banking, Insurance and other related sectors, B.Com covers all of these topics with some additional ones in an overview. Here is the syllabus comparison between BBI and B.Com.

BBI	B.Com
Semester I
Environment and Management of Financial	Accounts
Economics – I (Micro)	English
Principles of Management	Economics
Quantitative Methods – I	Maths/ Computer
Effective Communication – I	Environment & Public Health
Introduction to Computer System	Business Communication
-	Computer Applications & IT
-	Second Language
Semester II
Principles and Practices of Banking Insurance	Accounts
Economics – II	Maths
Financial Accounting	Management
Quantitative Methods – II	Economics
Effective Communication – II	Computers
Business Law	General Awareness I
-	General Awareness II
Semester III
Laws Governing Banking and Insurance	Income Tax Laws
Customer Relationship Management in Banking and Insurance	Banking & Insurance
Financial Management – I	Microeconomics I
Information Technology in Banking and Insurance	Financial Markets & Institutions
Management Accounting	Indian Economy
Taxation of Financial Services	Corporate Accounting-I
-	Business Communication
Semester IV
Universal Banking	Corporate Accounting-II
Corporate Law and Laws Governing Capital Markets	Elements of Company Law-II
Financial Management – II	Managerial Communication
Financial Markets	Indian Banking System & Central Banking
Innovations in Banking & Insurance	Elements of Company Law-II
Cost Accounting of Banking and Insurance	Marketing Management Subjects
Semester V
Marketing in Banking & Insurance	Cost Accounting
Financial Reporting and Analysis	Entrepreneurship
Financial Services Management	Marketing Management
Security Analysis and Portfolio Management	Banking & Financial Systems
International Banking & Finance	Income Tax
Auditing	-
Semester VI
Strategic Management	Advance Accounting Paper-II
Central Banking	BCom Indirect Taxes Paper-II
International Business	Marketing Management
Business Ethics and Corporate Governance	Contemporary Indian Economic Issues & Policies
Human Resource Management in Banking & Insurance	Mercantile Law-II
Special Studies in Banking and Insurance (Projects)	-

BBI Vs B.Com - Course Fee and Popular Entrance Exams

The course fee and entrance exams are subject to change as per an institution’s discretion. But, we have mentioned below a range of course fee for BBI VS B.Com and different institute-level entrance exams you can have a look at.

Options	BBI	B.Com
Course Fee (Annual)	INR 21,000 - INR 4 Lac	INR 4,000 - INR 2.5 Lac
Popular Entrance Exams	Chandigarh University Entrance Test Mumbai University Entrance Test Narsee Monjee College of Commerce & Economics Entrance Exam	Naree Monjee College of Commerce & Economics Entrance Exam Guru Gobind Singh Indraprastha University Common Entrance Test (IPU CET) Banaras Hindu University - Undergraduate Entrance Test (BHU UET)

BBI Vs B.Com - Career Prospects and Salary Package

You must know that your package after pursing any of the discussed courses depends on your skills, the organisation you are working with and your experience in the field. Hence, the highest and lowest packages may vary. But, if you wondering, ‘Does BBI course pay more salary or B.Com?’, then check out the table below.

Features	B.Com	BBI
Job Profiles	Auditor Banker Financial Analyst Business Consultant Investment Banker Human Resource Manager Tax Consultant Digital Marketing Data Analysis Business Intelligence Analyst	Finance Manager Insurance Manager Consultant Bank Manager Risk Manager Treasury Manager KPO Executives Credit and Cash Manager Re-Insurance Executive BPO Executive
Minimum Salary Package	INR 2.5 LPA	INR 3 LPA
Maximum Salary Package	INR 32 LPA	INR 12 LPA or More
Major Recruiters	HSBC EY KPMG JP Morgan Mcube CRISIL Moody’s EXL Analytics KPO’s PWC	EY KPMG BPO Amazon Deloitte PwC Accenture TCS Capgemini Infosys

BBI Vs B.Com - Top Colleges

Here is a list of top BBI Colleges Vs top B.Com Colleges in India. You can click on the college name to get more information.

Top 10 BBI Colleges in India	Top B.Com Colleges in India
KPB Hinduja College of Commerce Narsee Monjee College of Commerce and Economics Jai Hind College Mithibai College of Arts, Science and Commerce K J Somaiya College of Science and Commerce Lala Lajpat Rai College of Commerce and Economics Andrew’s College of Arts, Science, and Commerce Rizvi College of Arts, Science & Commerce Sydenham College of Commerce and Economics	The ICFAI University Dehradun Biyani Group of Colleges (BGC), Jaipur ASM Group of Institutes, Pune Mody University, Sikar PCTE Group of Institutes, Ludhiana Adarsh Group Of Institutions, Bangalore Top B.Com Colleges in East India Top B.Com Colleges in West India Top B.Com Colleges in North India Top B.Com Colleges in South India

BBI Vs B.Com: Which is Better?

It becomes difficult to determine which course is better after Class 12, BBI or B.Com as both have advantages and disadvantages. Those who are interested in studying Commerce might want to take up B.Com and explore different opportunities after completion of the degree. On the other hand, students who pursue a career in business management might choose to study BBI. Regardless of a degree in BBI or B.Com, candidates can pursue an MBA degree in their postgraduate studies. So, it is completely up to the students as to which course they are comfortable with and the types of jobs that they want to do.

Both the courses, BBI and B.Com teach different aspects of the Finance, Banking and Insurance sector to students. After going through the differences above, deciding must have become easier for you.

For more details, you can fill out our Common Application Form available on our website, so that our counsellors can guide you through the entire admissions process. You can also call us at 1800-572-9877 to get expert guidance.

Stay tuned to CollegeDekho for more such comparison articles!

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FAQs

What are the differences between BBI and B.Com courses?

Bachelor of Commerce in Banking and Insurance or BBI is a specialization of the commerce stream related to the banking and insurance sectors. Bachelor in Commerce or B.Com is an undergraduate Commerce degree programme. The subject focuses on training students for careers in the business and management sectors.

What are the eligibility criteria for studying BBI?

To study BBI, candidates should have qualified their Class 12 or equivalent from a recognised institution or board. Most of the institutions require you to score at least 50% marks in their 10+2 with Mathematics and English as core subjects, however, the aggregate marks might vary.

What are the skills needed to study BBI?

The skills required for students to study BBI are General Awareness, Quantitative aptitude, Knowledge of laws and regulations, Interest in mathematics, Problem-solving attitude, Logical reasoning, Critical thinking, Leadership qualities, Communicative skills, etc.

What subjects do students need to study in B.Com?

The subjects that B.Com students have to study are Accounts, Economics, Maths/ Computer, Environment & Public Health, Business Communication, Computer Applications & IT, Income Tax Laws, Banking & Insurance, Microeconomics, Financial Markets & Institutions, Indian Economy, Corporate Accounting-I, Business Communication, Managerial Communication, Indian Banking System & Central Banking, etc.

Which are the top BBI colleges in India?

The top BBI colleges in India are KPB Hinduja College of Commerce, Narsee Monjee College of Commerce and Economics, Jai Hind College, Mithibai College of Arts, Science and Commerce, K J Somaiya College of Science and Commerce, Lala Lajpat Rai College of Commerce and Economics, Andrew’s College of Arts, Science, and Commerce, Rizvi College of Arts, Science & Commerce, Sydenham College of Commerce and Economics, etc.

What are the job prospects of the BBI graduates?

The job opportunities of the BBI students are Auditor, Banker, Financial Analyst, Business Consultant, Investment Banker, Human Resource Manager, Tax Consultant, Digital Marketing, Data Analysis, Business Intelligence Analyst, etc.

What are the eligibility requirements for the B.Com students?

Students who want to pursue the B.Com course should have completed their intermediate level of education where they should have a decent aggregate percentage. The cut-off marks for B.Com in some colleges may be 45% whereas 99% in others.

What are the career prospects after completing B.Com?

The B.Com graduates can work as Bankers, HRs, Auditors, Tax Consultants, Financial Analysts, Business Consultants, etc. The starting salary of a fresher is expected to be around INR 2.5 LPA which will increase to up to INR 34 LPA with experience.

What is the syllabus of the BBI course?

The BBI course curriculum includes Environment and Management of Financial, Economics (Micro), Principles of Management, Quantitative Methods, Effective Communication, Introduction to Computer Systems, Principles and Practices of Banking Insurance, Business Law, Laws Governing Banking and Insurance, Customer Relationship Management in Banking and Insurance, Information Technology in Banking and Insurance, Management Accounting, Taxation of Financial Services, etc.

Which is better BBI and B.Com?

It is completely up to the students as to which course they are comfortable with between BBI and B.Com. Those who are interested in studying Commerce might want to take up B.Com and explore different opportunities after completion of the degree. On the other hand, students who pursue a career in business management might choose to study BBI.