How to Check GSCC Loan Status Online?
Do you want to know how to check GSCC loan status online? Simply visit the official website of the Department of Higher and Technical Education, Government of Jharkhand or follow the steps mentioned in this article.
If you have applied for a student loan through the Guruji Student Credit Card Scheme , then you must be worried about the GSCC loan approval tracking process. To squash your worries, we have outlined the complete process in this article. In simple terms, to track your GSCC loan status, you just need to visit the official website of the Department of Higher and Technical Education, Government of Jharkhand and then log in using your credentials, like your email ID or mobile number and password.
One of the flagship schemes of the Government of Jharkhand, the Guruji Student Credit Card Scheme assures students of a collateral-free, fully guaranteed education loan up to Rs 15 Lakh. The objective of this scheme is to offer financial assistance to those students, especially from the EWS category and who have completed their Class 10th board education in a recognised school within Jharkhand.
If you are one of those who have applied for the GSCC, then it is equally important to keep track of your application status to make sure that there is no delay in the processing of your loan.
Also Read: Best Engineering Colleges Covered Under GSCC
How to Track Guruji Student Credit Card Loan Application?
You can follow the steps that are mentioned below for a GSCC loan status check online.
- Visit the official website or the GSCC Scheme Portal at gscc.jharkhand.gov.in.
- On the home page, click on the ‘Login’ tab.
- Next, enter your registered email ID or mobile number and password.
- After entering your details, click on the ‘Login’ button.
- Upon logging in, click on the ‘Track Your Application’ tab.
- Enter your registered mobile number or your registered email ID.
- Then, click on ‘Check Application Status’ button.
You will be able to see the status of your loan application on the screen now. What happens next? Read on below!
Also Read: Top BSc, BA, and BCom Colleges Covered Under GSCC
GSCC Loan Approval Tracking
Once you are able to view the status of your loan application, one of the following statuses will be displayed on your screen upon tracking the status of Guruji Student Credit Card Scheme.
#1 Application Received: The loan application has been successfully submitted, and now you need to wait for the next step in the process.
#2 Processing: Your loan application is under review by the relevant authorities.
#3 Verification of Documents: The supporting documents uploaded by you are being reviewed and under scrutiny.
#4 Approved: Congratulations! Your application is approved now! The process of payout will be initiated after the status is shown as approved.
#5 Loan Sanctioned: After the approval, the loan amount will be credited to the college/institution of your choice, thus, the loan will be disbursed.
#6 On Hold: If the status shows ‘On Hold’, then it means that the documents you have submitted may not be enough, or there is some mismatch in the information provided by you.
#7 Rejected: Your application has been rejected, and there will be reasons outlined behind this rejection.
Reasons behind Rejection or Delay of GSCC Loan
The most common reasons behind delay or rejection of your loan application are as follows:
- Inaccurate Information: Before submitting all the documents for application make sure that you furnish all the documents with correct information
- Incorrect Certificate: Make sure that the details you have submitted are consistent in all the documents. For example, your year of birth should not be different in the documents
- Delay in the Verification Process: Sometimes, there is a delay in the verification process
- Low Credit Score: If the credit score of the applicant or co-applicant is low then the loan application may be rejected
Alternative Steps to Check GSCC Loan Progress
Along with the method stated above to check your application status, you can also follow these alternate ways to check your status online.
Contact the Guruji Student Credit Card Cell
You can visit the GSCC office at the following address, or mail them at their email ID - nepdhte.jharkhand@gmail.com.
Address - Department of Higher and Technical Education, 3rd Floor, Yojna Bhawan, Nepal House, Doranda, Ranchi-834002
Contact the Loan Application Department
You can directly contact the following persons for GSCC loan status check online.
Name of the Bank | Nodal Officer | Mobile Number |
|---|---|---|
HDFC Bank | Suryanshu Kumar | 9934011083 |
Navneet Gandhi | 9304003856 | |
Bank of India | Darpan Sharma | 9123207043 |
Ajay Kumar Pandey | 8986723975 | |
Jharkhand Rajya Gramin Bank | Ranjit Kumar Singh | 9693047686 |
Manish Kanojia | 9279998052 | |
State Bank of India | Nirjay Kumar | 8409208418 |
ICICI Bank | Ankit Kumar | 7546857034 |
Axis Bank | Nishith | 8697745305 |
Indian Bank | Hemant Kumar | 9801491770 |
Note: The above information has been taken from the official website. There may be changes in this data from time to time. Please cross-check with the official website for updated information.
Checking the Guruji Student Credit Card Scheme loan application status is quite easy if you follow the steps that we have mentioned in this article. Through this article, we have also listed out the alternate ways for GSCC loan status check online i.e. through the GSCC cell or directly contacting the bank and the nodal officers. Make sure that you follow these steps and successfully get your loan sanctioned!
You can drop all your GSCC related queries in our QnA zone . If you want our experts to guide you through the entire process the call us on 1800-572-9877 or reach out to us by filling our Common Application Form .