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BSCC Application Process for Engineering Students

Bihar Student Credit Card (BSCC) scheme offers financial assistance to Engineering students in Bihar. BSCC Application Process for Engineering Students includes Registration, Form Filling, Uploading Required Documents, Selection of Courses and Submission of the Form. 

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BSCC Application Process for Engineering Students includes Registration, Form Filling, Uploading Required Documents, Selection of Courses and Submission of the Form. For the first step, you should keep your documents ready to apply for the Bihar Student Credit Card (BSCC) , like date of birth proof, education qualifications, and more. Then you have to register for the Bihar Student Credit Card on the official website at 7nishchay-yuvaupmission.bihar.gov.in , and then apply for the Bihar Credit Card. Check out the complete step-by-step BSCC application process for engineering students in the article.

Also Read: Bihar Student Credit Card Eligibility

BSCC Application Process for Engineering Students

If you are willing to pursue engineering courses by using the Bihar Student Credit Card loan, then you can follow the steps provided below to know the application process for BSCC:

Step 1: Go to the  official website: 7nishchay-yuvaupmission.bihar.gov.in

Step 2: Click on the ‘New Applicant Registration available on the  website

Step 3: The direct link for the new applicant registration will redirect you to the application form for the BSCC

Step 4: Fill out the required details in the BSCC registration form, like name (as per class Xth registration), mobile number (must be active), and valid e-mail ID.

Step 5: After providing the mobile number and email ID, an OTP (One Time Password) will be sent to your registered email and mobile number. Fill out the OTP in the provided section and click on the ‘Submit’ button

Step 6: After successful submission, a ‘successfully registered’ confirmation message will appear on the screen. You will also receive a confirmation mail on their email ID and SMS confirming their login credentials. After this, the applicant has to click on the ‘Go to Home Page’ button

Also Read: Bihar Credit Card Loan

Step 7: Log in to the registered account on the BSSC official website

Step 8: After logging into the registered account, reset your password

Also Read: Bihar Student Credit Card Course List

Step 9: Log in again to the registered account using the new password

Step 10: Fill out the personal information required

Step 11: After filling out the complete application form, check the filled details and submit the BSCC application form

Step 12: A message will display on the screen after the successful submission of the Bihar Student Credit Card application

Step 13: Click on the “Exit” button. The system will log you out

Step 14: Click on the “Select Scheme” button and the following screen will be displayed

Step 15: Select the ‘Bihar Student Credit Card’ scheme from the drop-down menu

Step 16: A form for the  ‘Bihar Student Credit Card’ scheme will appear on the screen

Step 17: Fill out the details asked in the application form, like PAN number, number of dependents, educational Qualification, Co-Applicants details (if available), etc

Also Read: How to Apply for Student Credit Card in Bihar

Step 18: Provide details of the engineering course you want to pursue

  • Name of the proposed Course of study
  • Name of the college/Institution
  • University-affiliated
  • Address Lines 1 & 2
  • State (States in India)
  • District
  • Pin code
  • Duration of the Course from the drop-down, available options 1,2,3,4,5 (Years)
  • Commencement Date for the Course
  • Expected Monthly Income of Students after Completion of Courses
  • Employment Potential after Completion of Course (Y/N)
  • Bank Account Number of Institute
  • Bank Name of Bank Account of Institute
  • IFSC code of the Bank Account of the Institute
Also Check: Bihar Student Credit Card Status

Step 19: Fill out the details of the loan request

  • Tuition Fees
  • Essential Books, Stationery, and Equipment
  • Examination Fees
  • In Maintenance Expenditure (City Category), select State from the drop-down. The application lists all the states in India
  • Select “City” from the drop-down. The application lists all the A and B category cities in the selected state. If the city is not available, then enter the city in the “Other” field beside the drop-down
  • System auto-fill “Category” based on the specified city
  • Amount of Loan Applied
  • Insurance Premium for the Duration of Loan and Start-up Period
  • Total (should tally with the sources) in the text box provided
  • Amount of Non-Repayable fellowship, etc, available to the student in the text box provided
  • Amount of funds available from family sources for the course in the text box provided
  • The applicant enters the Amount of Loan applied for in the text box provided
  • The applicant enters the total (should tally with the cost) in the text box provided.

Step 20: Fill out the details of the existing loan (from any bank):

Provide below loan details against “Bank Name”, “Account Number”, “Date of Loan ”,“ Loan Amount ”,“ Present Outstanding, Mode of payment, EMIs, etc.

  • Housing Loan
  • Car Loan
  • PF Loan
  • Borrowings from Friends and Relatives
  • Credit Society
  • Others (Please Specify)

Also Read: Income Criteria for BSCC Loan Approval

Step 21: Provide the general information and submit the BSCC application form for engineering students.

Note: The students need to provide the details of security assets against the load up to 4 lakhs. However, to get a loan of over INR 4 lakhs, students will have to submit details of the security interest, which can be used to recover the loan amount.

BSCC Application Process for Engineering: Documents Required

Check the complete details for filling out the BSCC application process to get a loan for pursuing engineering courses below:

  • Filled Common Application form
  • Aadhar Card of applicant and co-applicant (if available)
  • Copy of Pan Card of the student and co-applicant
  • Xth and XIIth Certificate and Marksheet
  • Copies of letter conferring scholarship, etc. (If available) Document
  • e-Approved Course Structure
  • Proof of admission
  • Fee Schedule
  • 2 Photographs of Student/Parent/Guarantor
  • Last year’s income certificate/Form 16
  • Last two year’s income tax return
  • Last 6 months Bank Statement
  • Proof of Residence (ID/Passport/Voter ID/Driving License)
  • Tax Receipt

We have provided the complete details related to the BSCC application process for engineering students in the article, like the steps to apply and the documents required. We hope that you will benefit from this article while applying for the Bihar Student Credit Card. All the best for your higher education! Stay tuned with CollegeDekho for the latest updates related to exams and more.

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FAQs

What is the age limit for BSCC?

For the Bihar Student Credit Card Scheme (BSCC), the applicant's age must be at least 18 years and not more than 25 years on the date of applying for the loan.   

How much time does it take to get a Bihar student credit card?

The loan approval process for the Bihar Student Credit Card scheme generally involves several stages: The verification process takes a maximum of 15 days after receiving the required documents from the student.  

Can I buy a laptop with a Bihar student credit card?

The 4 lakh loan amount can be utilized for pursuing education across the technical, polytechnic, or general courses. Additionally, you can use the loan amount to fund the purchase of study materials such as books, stationery, and a laptop, or to pay the fees.  

What is the interest rate for BSCC?

The Bihar Student Credit Card Scheme (BSCCS) offers loans of up to ₹4 lakhs at a minimal interest rate of 1% for Divyang, transgender, and girl students, and 4% for others.  

What documents are required for BSCC?

Collect all the required documents, including the identity proof, educational certificates income certificate, residence certificate, and proof of admission and go to the DRCC office in your district, accompanied by one of your parents or relatives, who will act as a guarantor.  

How many days will it take to get a student credit card approved in Bihar?

After successfully submitting all the necessary documents, the government officials will examine the submitted documents. The verification process takes a maximum 15 Days after receiving documents from the student.  

What is the process of applying for a student credit card?

Students must submit the required documents such as the Aadhaar card, and previous qualification marksheets along with the proof of admission into the higher education institution. Additionally, the applicant must also submit their bank passbook copies, passport size photographs of parents or guardians and ID and address proof.  

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