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Documents Required for Bihar Student Credit Card: Document Checklist, Proofs Needed, Education Documents Required

The BSCC loan required documents list includes Aadhar card, PAN card, approved course structure, fee schedule, previous six months’ bank statement, filled common application form etc. All details about the Bihar student credit card documents required can be checked here.

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Documents Required for Bihar Student Credit Card: The Bihar government introduced the Bihar Student Credit Card (BSCC) program with the objective of providing financial aid to students who are pursuing higher education. Loans up to INR 4 lakh are available to qualified students under this program for general, technical, and professional courses. Students must provide a number of necessary documents to confirm their identity, eligibility, and academic background in order to apply for the BSCC. These Bihar student credit card document checklists include proof of address and personal identification, academic records, admissions confirmation, and certificates pertaining to income. A seamless application process and prompt loan approval are guaranteed by appropriate documentation.

An Aadhaar card, PAN card and Bihar domicile certificate are the documents required for Bihar student credit card to prove identity and residency for the BSCC scheme. A letter of admission from an accredited institution as well as academic records like mark certificates from 10th and 12th grade must be submitted as proofs needed for Bihar credit card loan application. To determine the applicant's financial eligibility, a family income certificate is also required. Additionally required are a completed application form, bank account information, and a recent passport-sized photo. Furthermore, students might be required to provide guarantor documentation, including proof of income and Aadhaar. The likelihood of a loan being approved can be raised and delays can be avoided by making sure all documentation is submitted accurately.

Also Read:

BSCC Loan Required Documents List

The proofs needed for a BSCC loan application can be checked here from the below table.

Proofs

BSCC Loan Required Documents List

Identity Proof

  • Aadhaar Card of both the applicant and the co-applicant
  • If Aadhaar is unavailable, other government-issued IDs like Passport, Voter ID, or Driving License can be used.

Educational Documents Required for BSCC Loan

Mark sheets and passing certificates of both 10th and 12th standards or equivalent examinations

Proof of Admission

Admission letter or offer letter from the recognized institution where the applicant has secured admission

Course and Fees Detail of Institute

  • Approved course structure detailing the duration and curriculum
  • Official fee schedule from the educational institution

Financial Documents

  • PAN Card of both the applicant and the co-applicant
  • Income Tax Returns of the last two years for the co-applicant (if applicable)
  • Income certificate or Form 16 of the co-applicant
  • Bank statements of the co-applicant for the last six months

Residence Proof

Documents such as Passport, Voter ID, Driving License, Electricity Bills or the first page of the bank passbook showcasing the residential address

Bank Account Details

Copy of the applicant's bank passbook or a canceled cheque displaying the account number and IFSC code

Photographs

Recent passport-sized photographs of both the applicant and the co-applicant (two copies each)

Other Relevant Documents

  • Any scholarship letters or certificates indicating free education (if applicable)
  • Filled Common Application Form for the BSCC Scheme

Also Read: Income Criteria for BSCC Loan Approval

In conclusion, applicants must provide the necessary BSCC loan required documents list proving their identity, place of residence, educational background, and financial situation to be granted a Bihar Student Credit Card (BSCC). Aadhaar card, PAN card, domicile certificate, letter of admission from accredited universities, fee schedules, and income certificate are important documents required for a Bihar student credit card. To guarantee a safe and open loan process, the applicant must also submit passport-sized photos, bank account information, and guarantor documentation. Together, these records assist the government in determining the applicant's eligibility and financial need for assistance with higher education.

A seamless application process depends on all Bihar student credit card documents required to be correct and updated. Any inconsistencies or missing documentation could cause the loan application to be delayed or denied. Therefore, before applying, students should carefully review the official guidelines provided by the Bihar government. Eligible students can obtain financial aid through the Bihar Student Credit Card program by meeting the documentation requirements, allowing them to pursue their academic goals without facing financial obstacles.

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FAQs

Where can I get the income certificate?

You can get the income certificate from the local revenue department or the designated government office in your residential area.

Can I apply without admission proof from the college / university?

No, you cannot apply for Bihar student credit card scheme without admission proof of any recognised institution.   

What to do if the co-applicant doesn't have a bank account?

The co-applicant must have a bank account for verification of the income and processing of the loan.   

Is it mandatory to have a PAN card for both the applicant and also the co-applicant?

Yes, a PAN card is a mandatory document required for both the applicant and the co-applicant.   

What documents are required for Bihar Student Credit Card Scheme?

Bihar Student Credit Card Documents Required are Aadhar Card, PAN Card, class 10 and 12 marksheet and pass certificate, Income certificate etc.   

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