How to Register on the BSCC Portal

How to Register on the BSCC Portal: The Government of Bihar launched the Bihar Student Credit Card (BSCC) Scheme in 2016 under the Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana to provide financial help to students for higher education. Under this initiative, an education loan of Rs. 4 lacs will be given to all 12th-grade graduates who wish to pursue further education but are otherwise prevented from doing so due to financial reasons. This scheme will give them loans to pay their living expenses, educational costs, and tuition fees (including hostel fees).

Those interested to register on the BSCC portal must know that the loan is only available for general courses like BA or B.Sc as well as professional/ technical degrees like engineering, medicine, management, or law.

If you are a Bihar student wishing to apply for the Bihar Student Credit Card , this article provides a step-by-step guide on how to register on the BSCC portal to complete the application process. You will also find the list of documents required for BSCC registration along with the eligibility criteria and other details.

Eligibility Criteria for Bihar Student Credit Card Loan

Before BSCC portal registration, students must ensure that they meet the following Bihar Student Credit Card eligibility criteria:

• The applicant must be a permanent resident of Bihar.
• They must have completed the 12th from an accredited board.
• They must be below 25 years of age at the time of application.
• They must enroll in a course at an approved institution.

Reimbursement of the loan starts once the course has been finished and students secure a job. The loan is owned by the government, thus, the recovery processes are flexible. Additionally, the government can release the balance in specific circumstances.

Also Read: Bihar Student Credit Card Course List

How to Register for Bihar Student Credit Card Loan?

Follow these steps to register on the BSCC Portal and apply for the loan:

• Visit the official website: https://www.7nishchay-yuvaupmission.bihar.gov.in.
• Click on the Bihar student credit card registration link.
• Enter the required details such as name, email ID, mobile number, Aadhaar number, and date of birth.
• Now, click on generate OTP and enter the OTP received on your mobile number and email.
• Click on Submit to create your account to start the BSCC online registration process.
• After registering, go back to the home page and select "Applicant Login."
• Enter your User ID (Registered Mobile Number/ Email) and Password and click on Login.
• Now, select the Bihar Student Credit Card Scheme from the list of schemes.
• Fill in the required details such as personal information, educational qualification, course and institution details, family income and financial details, and loan amount required.
• Upload the necessary documents (JPEG/ PDF format).
• Review the form and ensure all details are correct.
• Click on Save and Continue.
• Choose "BSCC" from the drop-down menu, then press the "Apply" button.
• You will see the acknowledgement number and a confirmation message. Note it down for future reference.

This is a BSCC first-time registration guide that is made for all new applicants looking to apply for BSCC portal registration. By following these steps, you can successfully complete your BSCC registration and apply for the loan without any hassle. However, verify all the information one last time before submitting the application. For any further assistance, visit the official website or contact the support team.

Also Read: How to Apply for Student Credit Card in Bihar

Documents Required for BSCC Online Registration Process

Students must keep the following documents required for BSCC online registration process ready:

• Aadhaar Card
• Residential Certificate
• 10th and 12th Marksheet
• Admission Letter
• Fee Structure of the Course
• PAN Card
• Recent Passport-sized Photographs
• Bank Account Details
• Admission proof
• Bank statements over the last six months
• Income tax return for the previous two years
• The income certificate from the previous year
• Tax receipt

Bihar Student Credit Card Loan Interest Rate: Category Wise

Students who are planning to register for the BSCC should know the interest rate. These are as follows:

Also Read: Bihar Credit Card Loan: Check Category-Wise Interest Rates

BSCC Application Process and Loan Disbursement

Following successful submission, the BSCC application goes through a strict screening stage to verify eligibility and credibility before loan release. You can check the application processing and loan disbursement information below:

• Document Verification: The relevant department will look over your application and confirm the supporting documentation.
• Physical/ Telephone Verification: You can be contacted by authorities for an interview or additional verification.
• Approval & Sanction: The money is transferred straight to the institution's account when the loan has been approved and sanctioned.
• Loan Repayment: The low-interest loan has a maximum 15-year payback period. There is a moratorium period following the course's completion before repayment starts.

Application for the loan can be done by clicking on the Bihar student credit card registration link. Once the registration has been completed, you can check the application status using the registration number provided to you while applying for the loan. Additionally, you can check your application status using your Aadhar card number or DOB.

So, this is how to register on the BSCC portal. By following the steps outlined in this guide, you can successfully register on the Bihar Student Credit Card Portal and secure financial aid for your educational journey. If you face any difficulties, don’t hesitate to seek assistance from the concerned authorities.

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