List of colleges under Guruji Student Credit Card Yojana/Scheme in Assam
Want to know which Assam colleges are covered under the Guruji Student Credit Card Scheme? Find here the complete list of Assam colleges eligible under the GSCC. Also, learn about loan eligibility, benefits, simple interest, and how to apply!
List of colleges under Guruji Student Credit Card Yojana/Scheme in Assam:GSCC or Guruji Student Credit Card Scheme was introduced by the Government of Jharkhand to make higher education affordable for students from low-income families. The scheme gives educational loans of up to₹15 Lakh at a subsidized 4% simple interest rate, without the need for collateral security. This applies toundergraduate, postgraduate, professional, or technical programs. As per the prescribed criteria, only the permanent residents of Jharkhand can apply forGuruji Student Credit Card Scheme. The main goal of the government with GSCC is to raise the Gross Enrollment Ratio. It also aims to support higher education for students from remote and underdeveloped districts.
Keep reading to get a complete list of Assam colleges in the GSCC scheme, along with details on eligibility, benefits, and loan coverage.
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Guruji Student Credit Card Scheme Eligibility
To apply for the GSCC Scheme, you must have completed Class 10 for diploma programs or both Class 10 and Class 12 for undergraduate and higher courses in Jharkhand. Additionally, students need to get admission at one of India’s top universities, such as IITs, IIMs, or AIIMS, or at colleges recognized by NIRF or NAAC. Applicants should be under 40 years old and must not currently have an education loan.
Students can secure loans under the GSCC scheme only if they are admitted to an institution that meets the following criteria:
- Ranks in the Top 200 of the NIRF Overall Rankings or Top 100 in its specific category.
- Holds NAAC accreditation with a minimum grade of ‘A’.
- Is recognized and listed by the Department of Higher and Technical Education (DHTE) in Jharkhand.
GSCC Scheme Colleges in Assam
The following colleges/universities from Assam have been listed as eligible under the GSCC scheme:
| Sr. No. | Institution Name |
|---|---|
| 1 | Indian Institute of Technology (IIT) Guwahati |
| 2 | Tezpur University |
| 3 | National Institute of Technology (NIT) Silchar |
| 4 | Indian Institute of Information Technology (IIIT) Guwahati |
| 5 | National Institute of Design (NID) Assam |
| 6 | Assam University Silchar |
| 7 | Gauhati University |
| 8 | Dibrugarh University |
| 9 | Assam Don Bosco University |
| 10 | NIPER Guwahati |
| 11 | Arya Vidyapeeth College, Guwahati |
| 12 | Amguri College |
| 13 | Bahona College |
| 14 | B.N. College, Dhubri |
| 15 | Debraj Roy College |
| 16 | Digboi College |
| 17 | Dibrugarh H.S. Kanoi College |
| 18 | Furkating College |
| 19 | Dr. B.K.B. College |
| 20 | Golaghat Commerce College |
| 21 | Hemo Prova Borbora Girls College |
| 22 | Jagiroad College |
| 23 | Jorhat Kendriya Mahavidyalaya |
| 24 | Kakojan College |
| 25 | Mayang Anchalik College |
| 26 | Nanda Nath Saikia College |
| 27 | Nowgong College |
| 28 | Nowgong Girls College |
| 29 | Saraighat College |
| 30 | Sibsagar College, Joysagar |
| 31 | Sonapur College |
| 32 | Suren Das College |
| 33 | Tinsukia Commerce College |
| 34 | Institute of Hotel Management, Guwahati |
| 35 | Assam Agricultural University, Jorhat |
| 36 | C.K.B. College, Teok |
Note: You can also check the updated institute list on the GSCC official portal here:gscc.jharkhand.gov.in.
What is Covered Under GSCC Loan?
The GSCC scheme is made to cover both Institutional and Non-Institutional expenses, which makes GSCC a holistic educational support system.
| Types of Expenses | Inclusions |
|---|---|
| Institutional Expenses | Tuition Fees | Hostel Charges | Mess Charges | Examination/Library/Laboratory Fees | Laptops, Tablets, Study Materials if mentioned in the fee structure |
| Non-Institutional Expenses (maximum up to 30% of the loan) | Off-campus Accommodation Rent | Food Expenses (Outside Institution) | Educational Travel (Study Tours, Conferences) | Medical Aids for specially-abled students | Daycare facilities for women students with children (0–5 years) |
Benefits of GSCC Scheme
Given below are the features and highlights that make GSCC scheme highly student-friendly:
| Feature | Details |
|---|---|
| Loan Amount | Up to ₹15,00,000 |
| Interest Rate | 4% simple interest p.a. |
| Special Concession for Girls | Extra 0.5% concession |
| Collateral Requirement | Not Required |
| Moratorium Period | Course Duration + 1 Year |
| Repayment Period | 15 Years Maximum |
| Advance Option | Non-Institutional Advance Facility Available |
Thus, you can complete your education stress-free, and repayment only starts after you complete your course.
How to Get GSCC Loan for Assam Universities?
The application process of Guruji Student Credit Card Scheme is completely online and easy to follow:
- Go to the official websitehttps://gscc.jharkhand.gov.in
- Sign up/Register using Aadhaar, mobile number, and basic details.
- Fill out the loan application form.
- Upload your admission proof, fee structure, and other required documents.
- Choose the Assam college you want from the approved list.
- Submit your application and wait for approval by the Member Lending Institution or MLI.
Important: You need to make sure that all uploaded documents are original, updated, and clear.
Also Check:How to Check GSCC Loan Status Online?
GSCC ensures that a student's financial constraints do not hinder their ability to pursue their career goals. We advise you to stay updated by regularly checking the GSCC portal for the latest updates, institute recognition and loan application process.