List of Government Colleges Accepting BSCC Loan
Pursue quality education in the top BSCC-approved public universities in Bihar. Go through the list of Government colleges covered under BSCC scheme before applying for a loan of up to INR 4 Lakhs!
List of Government Colleges Accepting BSCC Loan:In India pursuing higher education can be a financially demanding journey. However, theBihar Student Credit Card (BSCC)Scheme offers a vital solution for all those students seeking financial assistance in their educational pursuits. The BSCC loan aims to support your academic journey and provides you with funding of up to INR 4 Lakhs. Under this scheme you can apply for a loan to study at any BSCC-approved public universities or government colleges covered under BSCC. The scheme covers various fields such as Engineering, Medical Sciences, Law and the Humanities. You can get this loan for undergraduate, postgraduate and diploma courses. The unique feature of this loan is that it covers a wide range of educational institutions ensuring that you have access to quality education.
The BSCC loan helps you access some of the country's finest educational institutions without the financial burden. Know all about how to apply for BSCC loan for government colleges, BSCC loan benefits for government education, and more.
Also Check -Bihar Student Credit Card Course List
List of Government Colleges Covered Under BSCC
There are 100+ government colleges covered under BSCC loans. You should go through thelist of top colleges under Bihar Student Credit Cardbefore applying for a loan.
*NOTE –Mentioned above are some of the government colleges covered under BSCC. To view the entire list, you should visit theBihar Student Credit Card portal.
List of BSCC-Approved Public Universities
Bihar State Credit College provides financing to several public universities across the state. If you are from Bihar, you may pursue higher studies in these BSCC-approved public universities:
| College Code | Name of University | District Name | PIN Code |
| 1045 | State University | Patna | 800001 |
| 1122 | Aryabhatta Knowledge University, Patna/ Bihar Engineering University, Patna | Darbhanga | 846005 |
| 1130 | Magadh University, Bodh Gaya | Gaya | 824234 |
| 1178 | College of State Board of Technical Education, Patna | Gopalganj | 841501 |
| 1248 | Jai Prakash University | Saran | 841301 |
| 1251 | B. R. Ambedkar Bihar University | Vaishali | 844101 |
| 1352 | Mahatma Gandhi Central University | East Champaran | 845401 |
| 18963 | Aryabhatta Knowledge University, Bihar University of Health Sciences, Patna | Gaya | 823001 |
| 19762 | Autonomous University | Patna | 800001 |
| 19870 | Deemed University | Patna | 800005 |
| 20444 | Jawaharlal Nehru University, New Delhi/ Indira Gandhi National Open University | Gaya | 824231 |
| 20598 | Bhupendra Narayan Mandal University | Madhepura | 852113 |
| 20600 | Veer Kunwar Singh | Bhojpur | 802301 |
*NOTE –Mentioned above are some of the BSCC-approved public universities. To view the entire list, you should visit the BSCC portal.
Best Government Medical Colleges Under BSCC Loan
If you want to pursue medical studies, the BSCC loan provides you the financial support for top government medical colleges. The best government medical colleges under BSCC loan are known for their high standards of education, excellent infrastructure and experienced faculty. These institutions offer undergraduate (MBBS) and postgraduate (MD, MS) courses in various specializations. You can avail of the BSCC loan for their tuition fees, hostel expenses and other necessary costs associated with your medical education. Listed below are the best government medical colleges under BSCC loan.
| College Code | Name of College/ Institute | Name of University | District Name | PIN Code |
| 18963 | A.N. Magadh Medical College | Aryabhatta Knowledge University, Bihar University of Health Sciences, Patna | Gaya | 823001 |
| 20840 | Patna Medical College and Hospital, Patna | Aryabhatta Knowledge University | Patna | 800004 |
| 20841 | Darbhanga Medical College and Hospital | Aryabhatta Knowledge University | Darbhanga | 846003 |
| 20842 | Jawahar Lal Nehru Medical College, Bhagalpur | Aryabhatta Knowledge University | Bhagalpur | 812001 |
| 20843 | Nalanda Medical College and Hospital, Patna | Aryabhatta Knowledge University | Patna | 800026 |
| 20844 | Sri Krishna Medical College, Muzaffarpur | Aryabhatta Knowledge University | Muzaffarpur | 842004 |
| 20847 | Government Medical College, Bettiah | Aryabhatta Knowledge University | West Champaran | 845438 |
| 20877 | Indira Gandhi Institute of Medical Sciences, Medical College, Patna | Autonomous Institute of Government of Bihar | Patna | 800014 |
| 21257 | All India Institute of Medical Sciences, Patna | Autonomous | Patna | 801507 |
| 21344 | R.B.T.S Govt. Homeopathic Medical College & Hospital, Muzaffarpur | Baba Saheb Bhim Rao Ambedkar Bihar University, Muzaffarpur | Muzaffarpur | 842002 |
| 21376 | Shri Ram Institute of Medical Sciences | Aryabhatta Knowledge University, Patna, Bihar University of Health Sciences, Patna | Siwan | 841226 |
| 21377 | Mata Gujri Memorial Medical College, Kishanganj | Bhupendra Narayan Mandal University | Kishanganj | 855107 |
| 21378 | Krishna Institute of Nursing and Paramedical Sciences | Aryabhatta Knowledge University or Bihar Nurses Registration Council Patna, University, Bihar University of Health Sciences, Patna | Samastipur | 848113 |
| 21380 | Lord Buddha Koshi Medical College and Hospital, Saharsa | Bhupendra Narayan Mandal University, Madhepura | Saharsa | 852201 |
| 21381 | Madhubani Medical College, Madhubani | Aryabhatta Knowledge University, Patna | Madhubani | 847212 |
| 21382 | Netaji Subhas Medical College and Hospital, Amhara, Bhimta, Patna | Aryabhatta Knowledge University, Patna | Patna | 801106 |
| 21387 | Katihar Medical College, Katihar | Al Karim University Katihar | Katihar | 854106 |
| 21388 | Chanakya College of Pharmacy & Medical Sciences, Koilwar, Bhojpur | Aryabhatta Knowledge University, Patna, Bihar University of Health Sciences, Patna | Bhojpur | 802160 |
| 21395 | Ashoka Nursing & Paramedical College, Nalanda | Aryabhatta Knowledge University, Patna, Bihar University of Health Sciences, Patna | Nalanda | 801305 |
| 21403 | M.G.M. College of Nursing & Paramedical, Patna | Aryabhatta Knowledge University or Bihar Nurses Registration Council Patna, Bihar University of Health Sciences, Patna | Patna | 800020 |
*NOTE – Mentioned above are some of the best government medical colleges under BSCC loan. To view the entire list, you should visit the BSCC portal.
Also Check -Bihar Student Credit Card Eligibility
How to Apply for BSCC Loan for Government Colleges?
Applying for the BSCC loan is a straightforward process but you must ensure to meet all the eligibility parameters and submit all necessary documents.
Here is a step-by-step guide on how to apply for BSCC loan for Government colleges:
Register Online
Visit the official Bihar Student Credit Card website (bscc.bihar.gov.in) and register your details. Create an account by providing basic information like your name, address and contact details. If you have any doubts, checkhow to register on the BSCC portal.
Upload Documents
You will need to upload the a set of documents to validate your age, domicile, 12th marks and school leaving, college admission etc. Checkhow to upload documents on BSCC portalbefore proceeding.
a) Proof of Bihar domicile
b) Class 12th mark sheet
c) Admission letter from the government college
d) Identity proof (Aadhaar card)
e) Income certificate of parents/guardians
Loan Application
After your registration has been completed you then log in to your account and fill out the loan application form. You must provide accurate information regarding your course, fees and the institution where you have secured admission. If you made a mistake while filling out the application for a loan so you may not get the benefit of this scheme.
Application Submission
Submit your application online. Once submitted your application will be processed and you will receive further instructions on how to complete the loan disbursal process.
Loan Disbursement
Once your loan has been approved the loan amount will be disbursed directly to the educational institution’s account, covering tuition fees, hostel charges and other expenses. You can find more details about step-by-stepBSCC loan disbursement processon the portal.
Also Check -Bihar Student Credit Card Status
BSCC Loan Benefits for Government Education
The BSCC loan scheme offers several advantages to those pursuing education in government institutions. Some of the best BSCC loan benefits for government education are as follows:
1. Financial Support
The BSCC loan provides financial assistance to those students who struggle to afford higher education. It covers various expenses such as tuition fees, hostel charges and other related costs.
2. No Interest During Study Period
One of the significant benefits of the BSCC loan is that no interest is charged during the study period. This means you do not have to worry about additional financial stress while completing your education.
3. Flexible Repayment Terms
The BSCC loan offers flexible repayment options. After completing your education in the BSCC-approved public universities, you will get a grace period to repay the loan and it will allow you to secure your job and stabilize your finances before repayment begins.
4. Loan Up to ₹4 Lakh
The BSCC scheme offers loans of up to ₹4 lakh for students which is sufficient to cover most of the expenses incurred while pursuing education in government colleges.
5. Interest Subsidy
If you repay the loan on time then you can avail of an interest subsidy which reduces the financial burden further.
If you want to pursue the higher education then the Bihar Student Credit Card (BSCC) Scheme plays a crucial role in making higher education accessible for all students from Bihar. The scheme can help you achieve your academic goals at prestigious Government colleges covered under BSCC by offering loans for tuition fees, hostel charges and other educational expenses. The process of applying for loans for BSCC-approved public universities is simple and transparent. By leveraging the loan, you can access quality education without the burden of financial constraints, paving the way for a brighter future.