Official Website and Portal for WB Student Credit Card

The official website and portal for WB Student Credit Card or WBSCCS was introduced along with the scheme by the Education Department, Government of West Bengal, to provide financial assistance to students who want to continue their studies but have financial difficulties. The students pursuing secondary/ higher secondary/ madrasah/ undergraduate/ postgraduate education can benefit from this scheme. To apply for this scheme, students have to visit the West Bengal Student Credit Card Scheme website. Under the WBSCC scheme, students will get a maximum loan of Rs 10 lakhs with a 4% interest rate. You can only avail of the loan only if you are a permanent resident of West Bengal and between the age group 15 to 40.

Candidates can utilise the loan from the West Bengal Student Credit Card Scheme to complete the tuition fee, study tour, hostel fee, laptop cost and other expenses. Once you visit the WBSCC portal, you can find the registration form. To know more about the WB Student Credit Card Scheme website, you have to read this article.

What is WB Student Credit Card?

The Department of Higher Education, Government of West Bengal, started the WB Student Credit Card Scheme initiative. The scheme's primary goal is to offer students financial aid so they can complete or pursue higher education without worrying about expenses. Students will get a loan of Rs 10,00,000 at a 4% simple annual interest rate from the State Cooperative Banks and its affiliated Central Cooperative Banks, District Central Cooperative Banks and Public or Private Sector Banks. To utilise the WBSCC scheme, students have to be enrolled in higher education courses within or outside India in schools, madrasahs, colleges, universities, IITs, IIMs, IISc, IIESTs, ISIs, NLUs, AIIMSs, NITs, XLRI, BITS, SPA, NID, IIFTs, ICFAI Business School, etc. or studying in coaching centres for various competitive exams such as Engineering, Medical, Law, IAS, IPS, WBCS, SSC, etc. With the help of the loan amount, students can finance their Class 10, Class 11, and Class 12 education along with BA, B.Sc., B.Com., BBA, MBBS, LLB, PGDM, technical courses like ITI, MA, M.Sc, M.Com and MBA. To apply for this scheme, students have to visit the West Bengal Student Credit Card website. Expenses that are covered under WBSCCS are the tuition fees, cost of books, price of a laptop/ desktop/ tablet, hostel fees, project work, study tours, etc.

Official Website and Portal for WB Student Credit Card

The students can apply for WBSCCS through the WB Student Credit Card Scheme website. Those who meet the eligibility requirements can visit the official website and fill out the application form. On the WBSCC portal, applicants can click on the “Student Credit Card” tab to start applying for the scheme. Read more about the website and help desk details below:

Also Read: Documents Required for WB Student Credit Card

WB Student Credit Card Application Process

Take a look at the West Bengal Student Credit Card Scheme application process through the WBSCC portal below:

• From the official website, click on the ‘Student Registration’ tab.
• Then select if you are applying for ‘Institutions in India’ or ‘Institutions Outside India’.
• Provide your basic details such as name, DOB, gender, email address, mobile number, present course of study and a password.
• After successful completion of the details, a unique ID and password will be created that will be sent to the candidate’s mobile number.
• These credentials will be used to fill out further details on the WBSCCS application form.
• Login again with the User ID and password.
• Enter the details of the student, like name, father’s name, mother’s name, co-borrower / name of guardian and his/her respective detailed information, present and permanent address details, course and income details, bank details of the student and bank details of the co-borrower.
• The Applicant’s Profile view page will be displayed on the screen, where you can see your scanned photo and signature, the scanned photo and signature of the co-borrower, details of the qualifying exam, details of the present course of study, personal information, etc.
• After successful completion of the form fill-up, you have to click on the ‘Submit Application’ tab.

WB Student Credit Card Grievance Portal

A grievance portal has been created for the WB Student Credit Card. Through the grievance portal, students can raise grievances or complaints related to their application for the “Student Credit Card”. The WBSCC portal and the WB grievance portal are different. The West Bengal Credit Card grievance portal can be found on the website, sccgrievance.wb.gov.in/. The objectives of the West Bengal Student Credit Card grievance portal are:

• The portal is designed so that students can get a safe and confidential platform to raise their complaints or concerns, streamlining the timely resolution of complaints.
• Through the WB Student Credit Card grievance portal, students having doubts regarding the Student Credit Card application and sanction can raise their grievances.
• On the portal, you will find the process to raise your grievances, which includes format, information and timeline for resolution.
• A statement about the confidentiality of the grievance process and the protection of the student's privacy will be provided.

WB Student Credit Card Eligibility Criteria

The students who meet the eligibility criteria of the scheme can apply for it from the WBSCC portal. To apply for the WB Student Credit Card, students have to meet the following eligibility criteria:

• You must be an Indian citizen and a permanent resident of West Bengal for at least 10 years.
• To apply for the WB Student Credit Card scheme, the student must be at least 15 years of age.
• The maximum age of the candidate must not exceed 40 years at the time of application.
• The candidate must be pursuing education from high schools, colleges, universities, madrasahs, IITs, IIMs, IISc, IIESTs, ISIs, NLUs, AIIMSs, NITs, XLRI, BITS, SPA, NID, IIFTs, ICFAI Business School, etc., within or outside India.
• Those studying in coaching institutes for various competitive exams such as Engineering, Medical, Law, IAS, IPS, WBCS, SSC, etc., are eligible for the WB Student Credit Card Scheme.

Also Read: How to Apply for West Bengal Student Credit Card?

Documents Required for WB Student Credit Card Scheme

The complete list of the documents required to apply for WB Student Credit Card Scheme (WBSCCS) is discussed below:

• The student’s coloured photograph in .jpeg/ .jpg format and a size between 20-50 KB.
• A coloured photograph of the co-borrower in .jpeg/ .jpg format and 20-50 KB size
• The applicant’s signature in .jpeg/ .jpg format and size 10 KB to 50 KB.
• Signature of the co-borrower in .jpeg/ .jpg format and 10-50 KB size.
• Class 10th Board Registration Certificate of the student in .pdf format and size 50-400 KB (if Aadhaar Card is not printed).
• The Aadhaar Card of the student in .pdf format and 50-400 KB size.
• The guardian’s address proof in .pdf format and size 50-400 KB
• The admission receipt for the course that the candidate is pursuing in .pdf format and a size between 50 and 400 KB.
• PAN Card or Undertaking Form of the student in .pdf format within a size of 50-400 KB.
• The PAN Card/ Undertaking Form of the guardian in .pdf format and size within 50-400 KB.
• Age Proof of the applicant in .pdf format between 400 KB and 50 KB.
• Prospectus/ Certificate (from the competent authority of the institution) wherein charges like Admission Fee, Examination Fee, Hostel Charges, etc. are mentioned in .pdf format between 400 KB and 50 KB.
• Marksheet or Certificate of last qualifying exam of the applicant in .pdf format between 400 KB and 50 KB.

To understand more about the WB Student Credit Card, feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form . An admissions counsellor will be assigned to you to make your journey hassle-free. In case of any queries or concerns, you can write to us in the QnA zone .

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