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Want to know more about Trinity Institute of Professional Studies?
Established in 1977, Kamal Educational and Welfare Society (KEWS) was founded with the noble vision of delivering quality education from pre-school to higher education and contributing meaningfully to the educational landscape of Delhi-NCR.
Under the dynamic leadership of the Society, the following institutions are successfully functioning and upholding its legacy of excellence:
• Trinity Institute of Professional Studies (TIPS), Sector-9, Dwarka, New Delhi
• Kamal Public Senior Secondary School, D-Block, Vikas Puri, New Delhi
• Daisy Dales International School, A-Block, Vikas Puri, New Delhi
• Kamal Public School, Hastal Road, Uttam Nagar, New Delhi
In addition to these institutions, the Society’s sister concerns further strengthen its academic presence:
• St. Peter’s Convent, C-Block, Vikas Puri, New Delhi
• Trinity Institute of Innovations in Professional Studies (TIIPS), Knowledge Park-III, Greater Noida, U.P.
• Vandana International School, Sector-10, Dwarka, New Delhi
Among these, Trinity Institute of Professional Studies (TIPS), Dwarka has emerged as a premier institution of higher education, known for academic rigor, innovation, research orientation, and holistic student development. The institute blends theoretical knowledge with practical exposure, industry interaction, and value-based education to prepare students for global challenges.
With state-of-the-art infrastructure, experienced faculty, a strong culture of research and social responsibility, and student-centric governance, the institution continues to uphold the core values of KEWS — excellence, integrity, innovation, and service to society.
TOP PICKS FOR YOU
Hand-picked colleges most viewed by students considering Trinity Institute of Professional Studies
| Course Name | Fees | Eligibility |
| B.A. (Bachelor of Arts) | ₹1,41,790 / year | |
| B.B.A. (Bachelor of Business Administration) | ₹1,02,000 - 1,53,790 / year | 10+2 examination from a recognized board, minimum aggregate of 50%, studied English as a compulsory subject |
| B.C.A. (Bachelor of Computer Applications) | ₹1,02,000 - 1,51,690 / year | 10+2 education from a recognized board, minimum aggregate score of 50%, studied Mathematics as a compulsory subject in 10+2 curriculum |
| B.Com. (Bachelor of Commerce) | ₹1,36,390 / year | 10+2 education from a recognized board or equivalent, studied Commerce as a subject in 10+2 curriculum, minimum aggregate of 50% marks, age criteria as specified by the university |
| B.A. + LL.B. | ₹1,43,590 / year | 10+2 education from a recognized board or equivalent examination, minimum aggregate score of 45%, studied English as a compulsory subject in 10+2 education |
| BCA+MSC | ₹1,02,000 / year |
Trinity Institute of Professional Studies (TIPS) New Delhi is a private college affiliated with GGSIPU. It was founded in 2007 and is AICTE, BCI, DHE & DTTE approved, NAAC A Grade accredited and has international collaborations with several universities.
| Particulars | Details |
|---|---|
| Institute Name | Trinity Institute of Professional Studies |
| Short Name | TIPS |
| Institute Type | Private |
| Establishment Year | 2007 |
| University Affiliation | Guru Gobind Singh Indraprastha University (GGSIPU) |
| Approval | AICTE, BCI, DHE & DTTE |
| Accreditation | NAAC, A Grade, 3.23 Score |
| State | Delhi |
| City | Delhi |
| Ranking | A+ by SFRC, A Grade by GGSIPU |
| International Collaborations | Oxford Summer Courses (UK), Debre Debor University (Ethiopia), Samstad Academy (Sweden), UAS International |
| Location / Address | Sector-9, Dwarka Institutional Area, Pillar No. 1160, Dwarka, New Delhi – 110075 |
| Phone Numbers | 9315911712 / 9315911715 / 7011489659 |
| tips@tips.edu.in | |
| Website | tips.edu.in |
| Area | South West Delhi |
Trinity Institute of Professional Studies (TIPS), Dwarka offers undergraduate courses like BBA, BCA, B.Com, BJMC, and BA LLB with fees ranging from Rs 51,000 to Rs 7,17,950. Admissions are based on CET, CUET, or CLAT scores, with CUET considered for vacant seats. Fees can be paid online or offline, and applications are submitted through the GGSIPU portal.
| Course | Duration | Annual Fees | Total Fees |
|---|---|---|---|
| BBA | 3-4 Years | Rs 51,000 – Rs 1,53,790 | Rs 1,53,000 – Rs 6,15,160 |
| BCA | 3-4 Years | Rs 51,000 – Rs 1,51,690 | Rs 1,53,000 – Rs 6,06,760 |
| B.Com | 3-4 Years | Rs 1,36,390 | Rs 4,09,170 – Rs 5,45,560 |
| BJMC | 3-4 Years | Rs 1,41,790 | Rs 4,25,370 – Rs 5,67,160 |
| BA.LLB | 5 Years | Rs 1,43,590 | Rs 7,17,950 |
Trinity Institute of Professional Studies provides transformational learning experiences in a socially responsible, inclusive environment, with the purpose of boosting academic performance, creativity, entrepreneurship, and an agile mindset. Graduates of the institute are also prepared to participate in a more change-focused global community.
Because of the institute's persistent efforts in this area, it has become one of the most sought-after colleges and is very popular among students. A variety of prizes in academic, co-curricular, and extra-curricular activities attest to this.
Candidates can pay the Trinity Institute of Professional Studies fees through online and offline procedures whichever is convenient to the applicant.
Cash: Trinity Institute of Professional Studies fee payment can be done in cash at the New Delhi Campus.
Online Payment: Trinity Institute of Professional Studies fee payment can be done online through a Credit/Debit card easily.
Trinity Institute of Professional Studies Admission is conducted either on the basis of CUET scores, CET scores or CLAT scores. Candidates seeking admission can check the eligibility criteria required for admission below. The selection criteria for the TIPS Dwarka admission have also been provided below.
| Course | Stream or Subjects of Study Eligibility | Selection Process |
| BBA | 10+2 from a recognised board with minimum 50% marks in best four subjects including English | CET/CUET |
| B.Com(H) | 10+2 from a recognised board with minimum 50% marks (Best of 5 including English) | CET/CUET |
| BCA | 10+2 with minimum 50% marks including English and Mathematics/Computer Science or related subject, or a 3-year engineering diploma approved by AICTE | CET/CUET |
| BAJMC | 10+2 with minimum 50% marks in best four subjects including English | CET/CUET |
| BA LLB | 10+2 with minimum 50% aggregate marks including English | CLAT |
To apply for admission to Trinity Institute of Professional Studies admissions, prospective students must first register online at the ipu.ac.in. According to the qualifications of the applicants for the relevant CET, TIPS Dwarka enrols candidates based on centralised counselling provided by the institution. The Trinity Institute of Professional Studies admission procedure includes completing the online application for CET and counselling through GGSIPU. The steps are stated below:
Trinity Institute for Professional Studies placement is open to all students. There is an experienced training and placement officer in charge of TIPS's specialised Training and Placement Cell (TPO). The centre makes sure that students have opportunities for regular interactions with business professionals so they may get perspective on their potential future careers. So that students may learn firsthand how industries operate, several industrial tours are planned.
The efforts by the Cell have led to quality placements at organisations like GE, Amazon, Google, Accenture, Decathlon, Wipro, HCL, and Decathlon, among others. Trinity Institute of Professional Studies Placement Cell also plans frequent placement and internship campaigns that provide businesses with a chance to find top talent. Students from the BBA, BCA, and B.com programmes enthusiastically participated in recent placement drives held at the institute by IBM, British Telecom, and Wipro. For the college, seeing the successful placement of students as Technical Associates and executives at lucrative salaries was a source of deep pride.
A total of 378 undergraduate students registered for placement, out of which 195 students were placed and got total 248 job offers from companies that participated in the placement. The highest offer received during placement year was Rs 34.5 LPA and the average offer was Rs 13.25 LPA. Trinity Institute of Professional Studies Placement Statics are listed below:
| Particulars | Details |
|---|---|
| Degree | Undergraduate |
| Students Registered | 378 |
| Companies Visited | 110 |
| Students Placed | 195 |
| Offers Made | 248 |
| Minimum Salary | Rs 8.4 LPA |
| Maximum Salary | Rs 34.5 LPA |
| Average Salary | Rs 13.25 LPA |
| Average Salary (Last 3 Years) | Rs 12.75 LPA |
| Highest Package | Rs 34.5 LPA |
Together with the drives for TIPS Dwarka placements, at regular intervals also see the administration of psychometric exams, life skills workshops, and career counselling sessions, giving students the opportunity to receive appropriate expert advice and aid in decision-making.
| Hindustan Times | Times of India | Zee News | PNB Metlife |
| Kotak Mahindra | KPMG | Sparta International | Relience Industries |
| Red FM | Urban Company | Radisson Blu | Mobiloitte |
| Lenskart | EY | Capgemini | Decimal Technologies |
| Network Bulls | ABP News | Wipro | Vedantu |
| Amazon | IBM | Infosys | Paytm |
| Radio Mirchi | TCS | British Telecom | ABP News |
| ICICI Prudential | HUL | Genpact | Byjus |
Admissions to B.Com, BBA, BCA, BA (JMC) and BA LLB are all based on the scores of CET, CUET and CLAT for general category candidates as per cut-offs.. Cut-offs ranks are different for each course and each shift and it is relatively higher for BBA and BCA. BA LLB also accepts CLAT scores
| Course | Exam Name | Category | Minimum Cut-off |
|---|---|---|---|
| B.Com (Hons) | CET | General | 820 |
| B.Com (Hons) | CUET | General | 150 |
| BBA (G) Shift 1 | CET | General | 1055 |
| BBA (G) Shift 2 | CET | General | 3283 |
| BCA Shift 1 | CET / CUET | General | 946 |
| BCA Shift 2 | CET / CUET | General | 2321 |
| BA (JMC) Shift 1 | CET | General | 404 |
| BA (JMC) Shift 2 | CET + CUET | General | 434 |
| BA LLB (Hons) | CLAT | General | 5257 |
| BA LLB (Hons) | CUET | General | - |
BA
BA in Journalism and Mass Communication (Media & Mass Communication)Why to choose Trinity Institute of Professional Studies?
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Enrollment : 2024 | 3 weeks ago
Overall After joining the BCA program at Trinity Institute of Professional Studies, I gained much more than academic knowledge. I had the opportunity to participate in IBM initiatives, became the President of the Cyber Knight Club, and received exposure to leadership, event management, and teamwork. These experiences helped me develop strong practical skills, improve my workflow, and understand how technology is applied in real-world scenarios. Along the way, I also learned the importance of professionalism, ethics, responsibility, communication, and continuous learning, which have played a significant role in my overall growth.
Enrollment : 2025 | 4 weeks ago
Overall The teachers are very nice and friendly. The clg has many certification courses throughout sem and verious clubs for learning coding , business. The clg has regular and strict classes best for learning
Enrollment : 2025 | 4 weeks ago
Overall My first year as a BCA student at TIPS Dwarka has been a wonderful and deeply enriching learning experience. The college perfectly provides a healthy balance of rigid academics and engaging extracurricular activities through routine seminars, webinars, and interactive workshops. A major highlight was our vibrant college fest, Trinity Fiesta, which seamlessly brought together technical, cultural, and management events, making campus life incredibly exciting. It truly encourages both academic and personal growth for every student.
Enrollment : 2024 | 4 weeks ago
Overall My internship journey became much smoother because of the guidance and support provided by Trinity Institute of Professional Studies. From resume building to interview preparation, the faculty and placement team were always there to help. It was a great learning experience that boosted my confidence and practical skills.
Enrollment : 2025 | 1 month ago
Overall the college provides good placement support; it conducts placement activities such as-GD, mock interviews, expert sessions, soft skill enhancement courses, industrial visits, thereby ample exposure and support to students.
Enrollment : 2021 | 1 month ago
Overall Choosing Trinity has been one of my best decisions. The institute has helped me grow academically, professionally, and personally through excellent learning opportunities and continuous support.
Enrollment : 2018 | 1 month ago
Overall Trinity has provided me with excellent learning, supportive faculty, great exposure, and opportunities that have boosted my confidence and career and overall development
Enrollment : 2025 | 1 month ago
Overall The placement faculty was professional, approachable, and dedicated to student success. The training sessions were interactive, informative, and very useful for career preparations
Enrollment : 2021 | 1 month ago
Overall A pleasant college journey with a supportive atmosphere, good learning opportunities, and various activities that help students enhance their knowledge, skills, and confidence throughout their academic years.
Enrollment : 2019 | 1 month ago
Overall Joining Trinity Institute of Professional Studies has been one of the best decisions of my academic journey. The college offers an excellent learning environment, experienced faculty, and countless opportunities to grow through seminars, workshops, internships, and extracurricular activities.
TIPS, Dwarka has been ranked across five programs — BBA, BCA, Law, Commerce, and Mass Communication — by two independent national ranking bodies: Outlook-ICARE and Times B-School Survey. The table below lists each ranking as published, with the program, category, issuing body, year, and the total number of institutes evaluated in that category.
| Rank | Program | Category | Ranking Body | Year | Pool |
|---|---|---|---|---|---|
| 19 | Law | Top 30 Private Law Institutes | Outlook-ICARE | 2026 | Top 30 |
| 10 | BBA | Top 50 Private BBA Institutes | Times B-School | 2025 | Top 50 |
| 17 | BBA | Top BBA Institutes – Placement | Times B-School | 2025 | – |
| 25 | Commerce | Top 140 Commerce Institutes | Outlook-ICARE | 2025 | Top 140 |
| 12 | BCA | Top 109 BCA Institutes | Outlook-ICARE | 2025 | Top 109 |
| 12 | Mass Communication | Top 35 Private Mass Communication Institutes | Outlook-ICARE | 2025 | Top 35 |
| 21 | Law | Top 30 Private Law Institutes | Outlook-ICARE | 2025 | Top 30 |
Trinity Institute of Professional Studies is located at a walking distance from Dwarka Sector 10 Metro station, the campus is nestled at a prime location. The Institute was established in the year 2007. Since then, TIPS has been promoting quality education and fostering academic excellence. The campus has state-of-the-art infrastructure and is equipped with all-weather air-conditioning and 100% power backup.
TIPS is among the Top 5 Colleges & in a few courses it is among the top 10 colleges of IP University in Delhi, NCR with ultra-modern facilities. The classrooms are well-lit with natural light and equipped with projectors. Facilities of a Video Studio, Audio Studio, Post Production Studio, Library, Computer Labs, Moot Court, Multi-purpose hall, Incubation Center, Medical room, Girl's common room, and Boy's common room to make learning experiences fulfilling, are available on the TIPS campus.
Smart & Digitally Connected Campus
TIPS Dwarka has a modern, centrally air-conditioned campus with full power backup, Wi-Fi connectivity, and high-speed internet. Classrooms are well-lit and equipped with projectors. Campus amenities include cafeterias, common rooms, a moot court hall, rooftop solar panels, and extensive indoor plants.
Advanced Technological Infrastructure
The college has well-equipped labs and studios for practical learning. This includes air-conditioned computer labs, a multi-camera Video Production Studio, Production Control Room, Post-Production Lab with Apple iMacs, and a Radio Lab. Networked printers and professional software tools support hands-on digital media and IT skills.
Library and Learning Resources
The air-conditioned library houses over 25,000 books, reference volumes, and subscriptions to national and international journals. It has automated cataloguing, access to DELNET and the National Digital Library, a spacious reading room, and a book-bank for underprivileged students.
Training, Placements, and Research
The Training & Placement Office hosts recruiters and facilitates career support. Faculty and students contribute to in-house publications and journals. Workshops, guest lectures, and industry partnerships foster a research and corporate interface.
Safety, Security, and Environment
The campus prioritizes safety with RO drinking-water units, CCTV surveillance, fire-safety measures, a medical room, ramps, lifts, and accessible restrooms. Green spaces and solar panels enhance sustainability and the environment.
Sports, Recreation, and Wellness
TIPS supports fitness with a gym and facilities for indoor and outdoor games. Annual sports meets, a Sports Club, mental health counseling, medical camps, and activities like NSS and Rotaract promote wellness and social responsibility.
Clubs, Societies, and Student Leadership
A variety of cultural, academic, departmental, and service clubs are managed by students, fostering leadership, teamwork, and active participation in university and national fests. Examples include drama, dance, music, photography, computing, management, law, and social service clubs.
Innovation and Incubation Centers
The Institute Innovation Cell (IIC) and Entrepreneurship Cell (E-Cell) support student startups and entrepreneurship. They provide mentorship, incubation, and workshops on digital marketing, analytics, and business development. Notable ventures include “CallYourDhobi” and “Hempstrol Organic Therapeutics.”
| Name of faculty | Department | Designation |
|---|---|---|
| Prof. Dr. Sandhya Maitra | Department of cs & IT | Deputy Director Professor |
| Prof. Dr. Mukta Sharma | Department of cs & IT | Professor HOD |
| Dr. Krishna | Department of cs & IT | Associate Professor |
| Dr. Surabhi Shanker | Department of cs & IT | Associate Professor |
| Dr. Aparna Chaturvedi Misra | Department of cs & IT | Associate Professor |
| Dr. Shruti Khare | Department of cs & IT | Associate Professor |
| Mr. H.M. Jain | Department of cs & IT | Assistant Professor |
| ms. Upasana Singh | Department of cs & IT | Assistant Professor |
| ms. Nishika | Department of cs & IT | Assistant Professor |
| Mr. Raju | Department of cs & IT | Assistant Professor |
| ms. Neha Aggarwal | Department of cs & IT | Assistant Professor |
| ms. Shweta Rana | Department of cs & IT | Assistant Professor |
| ms. Mala | Department of cs & IT | Assistant Professor |
| ms. Richa Garg | Department of cs & IT | Assistant Professor |
| ms. Natasha Atri | Department of cs & IT | Assistant Professor |
| ms. Neha Roy | Department of cs & IT | Assistant Professor |
| ms. Jyoti Ahuja | Department of cs & IT | Assistant Professor |
| Mr. Deepak Mehrotra | Department of cs & IT | Assistant Professor |
| ms. Sweta | Department of cs & IT | Assistant Professor |
| ms. Alka | Department of cs & IT | Assistant Professor |
| Name of Alumni | Course Pursued | Job Role | Current Company Name |
| Amritpal Singh | BBA (2019-22) | Treasury Manager | ICICI bank |
| Sourav Kumar | BCA (2021-24) | TCS | Assistant System Engineer |
| Tushit Madaan | BCA (2022-25) | Concentrix | Advisor Software Solutions |
| Amit | BCOM (2016-19) | Associate Consultant | Wipro Technologies |
| Prateek Kharbanda | BBA (2019-22) | Senior Analyst | KPMG |
| Devansh Jain | BBA (2019-22) | Financial Systems | American Express |
| Om Singla | BBA (2019-22) | Manager 1 (Private Banking) | ICICI bank |
| Saurabh Kalia | BAJMC (2016-19) | Research Analyst | Press Information Bureau (Ministry of Information and Broadcasting) |
| Akshita Gupta | BAJMC (2020-23) | Annotation Analyst | Cognizant Technology Solutions |
| Garina Kapoor | BCOM (2021-24) | Senior Executive - Social Media | Blinkit |
| Kirti Singh | BCOM (2021-24) | HR Executive | Deloitte India |
| Siddhant Pant | BCA (2017-2020) | EY Global Delivery Services | Senior Consultant |
| Dev Swami | BCA (2021-24) | Software Adviser | Concentrix |
| Mitali Adhikary | BAJMC (2020-23) | Senior Associate PR and Social Comms | Physicswallah |
| Pragya Satakshee | BCA (2020-2023) | Global Logic(Hitachi Group) | Software Engineer |
| Anshika Jain | BAJMC (2017-20) | Escalation Specialist | ADOBE |
| Ravi | BCA (2019-2022) | Infosys Ltd. | System Engineer |
| Piyush Parashar | BCA(2018-2021) | Nagarro | Software Engineer |
| Charu Sharma | BCA (2021-24) | Ameriprise India LLP | Financial Application Developer |
| Akshay Aggarwal | BCA (2021-24) | Genpact | Salesforce Developer |
| Riya Khera | BCA (2021-24) | Capegemini | Data Analyst |
Trinity Institute of Professional Studies program offers a 4-year NEP 2020–aligned Honours curriculum with morning and afternoon shifts. It includes skill enhancement courses, internships, a final-year research project, and opportunities for student engagement through clubs and societies.
Faculty and leadership at Trinity Institute of Professional Studies (TIPS) have been awarded multiple national and international awards for the period 2021–2025 for their work in education, research, institutional development and teaching excellence.
| Name of Award | Awardee Name | Awarding Year | Awarding Body |
| ET Leadership Award | Dr RK Tandon | 2025 | TOI |
| Global Leadership Award | Dr RK Tandon | 2025 | |
| Training & Capacity Building of Nodal Officers in Higher Educational Institutions on Tobacco Control & Cessation | Dr Aparna Chaturvedi | 2025 | National Resource Center for Oral Health and Tobacco Cessation |
| Distinguished Leadership in Institutional Development Awards | Prof(Dr) Ashutosh Agarwal | 2025 | IBM |
| Best Faculty Award | Dr Arti Bajaj | 2025 | Trinity Institute of Professional Studies |
| Best Women Professor Award in Computer Science | Dr. Mukta Sharma | 2025 | Genesin Education |
| Guru Shreshta | Dr. Mukta Sharma | 2025 | Brain O Vision |
| HT City Award | Dr RK Tandon | 2024 | HT Group |
| Times Education Icon Award | Dr RK Tandon | 2024 | Times Group |
| Appreciation for Contribution in IPU Health Mela | Dr RK Tandon | 2024 | GGSIPU |
| SPOTLIGHT AWARD IN THE FIELD OF EDUCATION | DR. ASHUTOSH AGARWAL | 2024 | Vandana International Sn Sec School Sec-10 Dwarka Delhi |
| Educator and Academic Leader Award | Dr Neha Arora | 2024 | Higher Education Academy |
| Award for Outstanding Faculty for year 2024 | Dr Aparna Chaturvedi | 2024 | International EARG Award 2024 in association with Poornima College of Engineering Jaipur |
| Apprciation Letter as NSS Program Officer | Dr Aparna Chaturvedi | 2024 | GGSIP University |
| Dr APJ Abdul Kalam International Excellence Award 2024 | Dr Ruchika Gupta | 2024 | NIILM University, LIFE & International Council For Education Research and Training |
| Best Faculty Award | Mr Ajay Kumar Sharma | 2024 | Trinity Institute of Professional Studies |
| Best Faculty Award | Dr Neha Arora | 2024 | Trinity Institute of Professional Studies |
| BEST FACULTY AWARD-TRINITY | DR APARNA CHATURVEDI | 2023 | Trinity Institute of Professional Studies |
| Research Excellence Award 2023 | Dr. Aparna Chaturvedi Misra | 2023 | InSc Institute of Scholars |
| Best Teacher Award | Dr Aparna Chaturvedi Misra | 2023 | Trinity Institute of Professional Studies Dwarka |
| The Star Power Awards | Dr Neha Arora | 2023 | Star World |
| Best Paper Award for Keylogger: boon or Bane | - | 2022 | TIPSCON 2022 |
| Best Paper Award for CNN based Garbage Monitoring System | - | 2022 | TIPSCON 2022 |
| Gulshan Kumar Academy Award | Dr RK Tandon | 2021 | T-Series |
| Best Associate Professor | - | 2021 | Genesin Education |
| International Research Innovation Award-2021 in the category of Best Faculty Award | - | 2021 | Genesin Education |
| Best Faculty Award | - | 2021 | Grabs |
TIPS provides merit-based scholarships ranging from Rs 30,000 to Rs 60,000 depending on Class 12 marks and CET/CUET/CLAT ranks. An additional scholarship up to Rs 50,000 is available for BAJMC Second Shift, subject to approval at admission.
| Scholarship type | Exam Name | Category | Amount/Percentage | Details | Document requirement |
| Type 1 - Scholarships to Meritorious Students | CET / CUET /CLAT | Category 1 | 60,000/- | 95% or more marks in last qualifying exam (12th std.) with CET Rank 1 to 500/ CLAT Rank upto 500 | All Previous Marksheet on Scheme Wise Eligibilty |
| Type 1 - Scholarships to Meritorious Students | CET / CUET / CLAT | Category 2 | 30,000/- | Above 90% marks in last qualifying exam (12th Std) with CET Rank 501 to 1000 / CLAT Rank 5001 to 10000 | All Previous Marksheet on Scheme Wise Eligibilty |
| Type 1 - Scholarships to Meritorious Students | CET / CUET / CLAT | Category 3 | 50,000/- | Applicable only for BAJMC Second Shift, where candidates would be allowed upto 50000/- Scholarship* on Tuition Fee based on the application made to the admission in-charge of the Institute at the time of admission. | All Previous Marksheet on Scheme Wise Eligibilty |