Documents Required for Guruji Student Credit Card

Aindrila

Updated On: April 25, 2025 06:08 PM

The documents required for Guruji Student Credit Card are an Aadhaar card, a coloured photograph, a PAN card, 10th and 12th certificates of the student, etc. Find the Guruji Student Credit Card document checklist in detail in this article. 

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Documents Required for Guruji Student Credit Card

The Jharkhand Government has started the Guruji Student Credit Card Yojana to provide financial aid to students who are pursuing higher education. Loans up to Rs 15 lakh are available to eligible students under this program for B.Tech/ MBBS/ BA/ B.Sc, and professional courses. The applicants must provide several necessary documents to confirm their identity, eligibility, and academic background to apply for the Guruji Student Credit Card scheme. The Guruji Student Credit Card document checklist includes academic records, proof of address and personal identification, admissions confirmation, and other documents. Providing the correct documents will help in prompt loan processing.

The GSCC loan is given to the candidate who has completed their Class 10th and 12th from a recognised school within Jharkhand. You need to make sure to provide all the necessary documents during the application form fill-up for seamless loan approval. This article will provide you with the details of the documents required for Guruji Student Credit Card along with the format that you have to maintain for the scanned documents.

About Guruji Student Credit Card (GSCC)

The Guruji Student Credit Card or GSCC is the Jharkhand Student Credit Card scheme started by the Department of Higher and Technical Education, Government of Jharkhand. The credit card scheme is a financial support given to students to pursue higher studies in the form of loans at a subsidised interest rate. GSCC offers a loan of up to Rs 15 lakhs at an annual nominal interest rate of 4%, along with some more benefits for female students. While applying for this scheme, you must have all the necessary documents required for Guruji Student Credit Card.

Guruji Student Credit Card Documents List

To submit the documents required for Guruji Student Credit Card, you need to check the eligibility criteria beforehand. During the application form filling process, the Guruji Student Credit Card document checklist can be viewed here in the set format.

Proofs

GSCC Required Documents List

Format

Identity Proof

  • Aadhaar Card of the applicant.
  • If Aadhaar is unavailable, other government-issued IDs can be used, for which you need to check the official website.

PDF format, between 400 KB and 50 KB

Photographs

  • The student has to provide his/ her coloured photograph.
  • The Co-applicant’s coloured photograph is also needed.

.jpeg/ .jpg format between 50 KB and 20 KB

Signatures

  • The signature of the applicant should be provided.
  • The Co-borrower/ Guardian’s signature is important.

.jpeg/ .jpg format, between 50 KB and 10 KB

Educational Documents Required for GSCC Loan

  • Class 10th certificate of the applicant
  • 12th class certificate of the student
  • Rank Card for JEE/ MBBS (if any)

.pdf format between 400 KB and 50 KB

Proof of Admission

Admission receipt from the college/ university/ institution where you have taken admission

.pdf between 400 KB and 50 KB

Course and Fee Details of the Institute

  • Prospectus/ Certificate (from the competent authority of the institution) wherein charges like Admission Fee, Examination Fee, Hostel Charges, etc., are mentioned.
  • Official fee structure of the course.

.pdf format between 400KB and 50 KB

Financial Documents

  • The PAN card of the student is needed to avail of a loan of above Rs 4 lakhs.
  • A bank statement of the applicant to ensure that no education loan has been taken out previously.

.pdf format between 400 KB and 50 KB

Bank Account Details

Copy of the applicant’s bank passbook or a cancelled cheque showing the account number and the IFSC code.

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Also Read: List of Colleges Under Guruji Student Credit Card Yojana/Scheme in Rajasthan

Guruji Student Credit Card Important Facts

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The Guruji Student Credit Card document checklist helps eligible students apply for the loan amount without any hassle. Those providing the correct documents will get the loan to continue further studies.

  • Through the Guruji Student Credit Card document checklist, the identity of the student and his/ her co-borrower will be authenticated using the Aadhaar Card/ PAN Card.
  • For the GSCC scheme, you must be an Indian national domiciled in Jharkhand. By providing your address proof, you will confirm that you are a resident of Jharkhand.
  • Only those who have completed their Class 10th or 12th can apply for the loan. Your eligibility for higher studies will be confirmed through your 10th/ 12th marksheet.
  • The admission receipt will confirm your admission to a recognised institution in India along with the tuition fee.
  • For availing the Guruji Student Credit Card loan above INR 4 lakh, the PAN Card of the student is mandatory to ensure compliance with banking and tax regulations.
  • You can use the loan to apply for engineering or medical courses, BA/ B.Sc courses, professional/ technical courses, PhD courses, etc., so your certificate will have the details of your admission fee, hostel charges, etc.

Also Read: Guruji Student Credit Card College List

Visit the official website of the GSCC scheme @gscc.jharkhand.gov.in. and click on ‘Registration’ to apply for the Guruji Student Credit Card. Complete the Jharkhand loan application form and upload the documents required for Guruji Student Credit Card. You need to make sure to review the guidelines set by the Government of Jharkhand to avoid delay of the loan application.

To get further information on the Guruji Student Credit Card scheme, feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form or write to us in the QnA zone .

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FAQs

What are the documents required for Guruji Student Credit Card?

The documents required for Guruji Student Credit Card are an Aadhaar card, a PAN card, the photographs and signature of the applicant, address proof, a certificate, an admission receipt, etc. 

What is the Guruji Student Credit Card scheme?

The Guruji Student Credit Card scheme is also known as the Jharkhand Student Credit Card scheme, started by the Department of Higher and Technical Education, Government of Jharkhand. The credit card scheme is a financial support given to students to pursue higher studies in the form of loans at a subsidised interest rate. GSCC offers a loan of up to Rs 15 lakhs at an annual nominal interest rate of 4%.

What are the eligibility criteria for the Guruji Student Credit Card scheme?

To apply for the Guruji Student Credit Card scheme, you need to be an Indian national from Jharkhand domicile, must have completed Class 10th to pursue a diploma, and Class 10th and 12th from a recognised school in Jharkhand to pursue undergraduate or higher courses, you should not be more than 40 years of age when applying for the scheme, must not be a prior beneficiary of the scheme, etc. 

Which courses can I study with the Guruji Student Credit Card?

Loans up to Rs 15 lakh are available to eligible students under the Guruji Student Credit Card for B.Tech/ MBBS/ BA/ B.Sc, and professional courses.

What is the importance of the Guruji Student Credit Card documents?

The Guruji Student Credit Card documents will help to authenticate the identity of the student and his/ her co-borrower, the admission receipt will confirm your admission to a recognised institution in India, your eligibility for higher studies will be confirmed through your 10th/ 12th marksheet and many more. 

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