How to Apply for Polytechnic & ITI Courses with BSCC Loan?

Ritoprasad Kundu

Updated On: March 28, 2025 12:46 PM

BSCC Loan for Polytechnic and ITI students can be availed by first checking the eligibility criteria, registering, filling up the application form and uploading the required documents. Check the detailed process for BSCC Loan for Technical Training & ITI Courses here.

How to Apply for Polytechnic & ITI Courses with BSCC Loan?

How to Apply for Polytechnic & ITI Courses with BSCC Loan: The Bihar Student Credit Card (BSCC) program has made it easier to apply for ITI and polytechnic courses in Bihar. Through this initiative, aspirants who desire to pursue technical and vocational education but are financially constrained can receive financial aid from the Bihar government. Eligible students can apply for Polytechnic and ITI courses in government or private institutions recognized by the Bihar government and affiliated with relevant boards such as the State Board of Technical Education (SBTE) or the National Council for Vocational Training (NCVT).

The application process for a BSCC loan for technical training & ITI courses involves two key steps: securing admission to a recognized Polytechnic or ITI institution and applying for the BSCC loan through the official portal. Students must first fulfil the requirements for eligibility, which include age restrictions, educational credentials, and Bihar domicile status. After being accepted, they can visit the District Registration and Counselling Centre (DRCC) for help or apply for the loan online through the official Bihar government website. The loan approval process includes document verification, financial evaluation, and agreement formalities before the sanctioned amount is disbursed directly to the institution. Candidates can check this article to have detailed information about how to get BSCC loan for skill development programs.

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How to Apply for BSCC Loan for ITI Courses?

Here’s a step-by-step guide on how to apply for these Polytechnic & ITI Courses with the Bihar Student Credit Card Loan:

Check Eligibility for BSCC Loan

Before applying students must ensure that they meet the eligibility criteria.

  • Domicile Status - Must be a resident of Bihar
  • Age Limit - 18 to 25 years
  • Educational Qualification - For Polytechnic courses students must complete Class 10 or 12 and for ITI courses students must complete Class 8 or 10

Apply for Polytechnic or ITI Course

Students must first get admission to a Polytechnic or ITI institute before applying for the BSCC loan.

  • Polytechnic Admission - Students have to apply for Diploma Entrance Competitive Examination (DCECE)
  • ITI Admission - Students have to Apply for Industrial Training Institute Competitive Admission Test (ITICAT)

Apply for Bihar Student Credit Card (BSCC) Loan

  • First, register yourself by visiting the official website and enter the required details like date of birth, name, Aadhar card number, registered mail ID and phone number.
  • After successful registration proceed to fill up the application form by providing personal, academic and college details.
  • Upload all the necessary documents to support your application like the Aadhaar card, PAN card, class 10 & 12 mark sheets, admission letter from college/university, address proof like voter ID/ration card/electricity bill, fee structure of the course, fee details & admission confirmation letter etc.
  • After successful completion of the verification process, the authorities will forward the application to a partner bank for loan approval.

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Best ITI & Vocational Courses under BSCC Scheme

Candidates can check the best ITI & vocational courses under BSCC scheme are as follows:

  • Diploma in Food Processing / Food Production
  • Diploma in Food & Beverage Services
  • Diploma in Hotel Management
  • Diploma in Aeronautical, Pilot Training, Shipping

With a BSCC Loan, prospective students can apply for Polytechnic and ITI courses in an organised and simple manner, allowing them to pursue technical education without worrying about money. Candidates can gain admission to the program of their choice by carefully choosing a reputable institution, meeting eligibility requirements, and preparing the required paperwork. In addition, the BSCC Loan offers much-needed financial assistance by paying for tuition and other educational costs.

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It is essential to keep abreast of deadlines, adhere to the recommended procedures, and, if necessary, seek help from the admission office of the institution to guarantee a seamless application process. Students can improve their career prospects in a variety of industries and gain useful technical skills by taking advantage of this opportunity.

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To get guidance feel free to dial our toll-free number 1800-572-9877 or fill out CollegeDekho’s Common Application Form . An admissions counsellor will be assigned to you to make your journey hassle-free. In case of any queries or concerns, you can write to us in the QnA zone .

FAQs

What expenses are covered under the BSCC scheme?

The expenses covered under the BSCC scheme are tuition fees, hostel and accommodation charges, books and study materials, exam and lab fees and tools and equipment required for technical courses.

What documents are required for a BSCC Loan?

The documents required for a BSCC loan are Aadhaar Card & PAN Card, course fee structure, recent passport-size photographs, bank account details, income proof of parents/guardians, admission letter from the Polytechnic / ITI etc. 

Who is eligible for a BSCC Loan for Polytechnic & ITI courses?

To be eligible for BSCC loan, candidates must be between 18 to 25 years of age and be a resident of the state of Bihar.  

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