Bihar Student Credit Card Portal

Bihar Student Credit Card (BSCC) Portal is a game changer initiative launched by the Government of Bihar to provide financial assistance to students aspiring for higher education. Through Bihar Student Credit Card login portal, you can avail an education loan of up to ₹4 lakh at a minimal interest rate to pursue your dream courses without financial constraints. Bihar Student Credit Card portal has been launched to provide loan assistance to students aiming to study in recognised colleges and universities across Bihar.

Also Read: Bihar Credit card Loan

Objectives of Bihar Student Credit Card Portal

Bihar Student Credit Card Portal was introduced with the following objectives:

• To increase the percentage of students enrolling for higher education.
• To provide monetary assistance to students from economically weaker sections.
• To encourage students to pursue courses in different technical, professional, and general education so that they are able to do jobs after graduation.
• To reduce the dropout percentage after 12th grade due to financial constraints.

Important Features of the Bihar Student Credit Card Portal

The student portal BSCC offers several benefits and features, making the process of applying for an education loan seamless. Some of the key features of BSCC student portal include:

Eligibility Criteria for Bihar Student Credit Card

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The students who wish to avail the benefits under BSCC scheme must meet the following eligibility criteria before applying through Bihar student credit card portal

• The student must be a resident of Bihar.
• The student must have completed 12th grade from a recognized board.
• The student should be pursuing higher education in recognised private and government institutions in India.
• The age of the applicant should not exceed 25 years.
• The minimum duration of the opted course should be one year at least.

Bihar Student Credit Card Login Details

Bihar Student Credit Card login can be done through the official BSCC student portal. Here are the steps to BSCC login:

• Visit the Official Website: Go to the BSCC Login Portal at https://www.7nishchay-yuvaupmission.bihar.gov.in.
• Register Yourself: Click on the ‘New Application’ link and register with basic details.
• Login and Fill the Application Form: Enter personal details, educational qualifications, and course details.
• Upload Required Documents: Submit scanned copies of Aadhaar Card, mark sheets, admission letter, and bank details.
• Submit the Application: Review the details and submit the application.
• Track Your Application: Use the portal to track the status of your loan application.

Documents Required for Bihar Student Credit Card Loan

Applicants must submit the following documents on the BSCC login portal while applying for Credit card loan, failing which they will not be allowed to appear for the examination.

• Aadhaar Card
• PAN Card
• Residence Certificate of Bihar
• 10th and 12th mark sheets
• Admission letter from the educational institution
• Fee structure of the selected course
• Bank account details of the student/guardian
• Income certificate (if applicable)

Loan Repayment and Benefits

As students will be availing loans for their higher education through BSCC login, they must keep in mind that they have to return the same to the government once they have completed their course. Some of the important highlights about repayments have been mentioned here:

• Repayment Starts After Course Completion: The repayment period begins after the course completion, with a flexible tenure.
• Low-Interest Rate: Interest rates are subsidized for students.
• Women and Differently-Abled Benefits: Additional interest subsidies are provided for female students and students with disabilities.

Also Read: Bihar Student Credit Card Colleges List

Bihar Student Credit Card Portal is a revolutionary step for students in Bihar who wish to pursue higher education without financial stress. By providing easy and affordable education loans, the government is ensuring that students can focus on their studies and build a successful future.

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