To get an income certificate for BSCC loan students need to visit the RTPS website. They need to download the certificate online. For offline mode, they can contact the nearest Common Service Centre (CSC), Block Development Office (BDO), or Circle Officer (CO) and obtain the same. Students whose family annual income is below Rs. 6 Lakh can apply for the loan. They must produce the certificate as proof of their family income.
Economically weaker students of Bihar state are now eligible to take advantage of the
Bihar Student Credit Card (BSCC)
. The BSCC loan scheme offers loans of a maximum of Rs 4 lakhs for higher education. Besides, the loan amount can be repaid with a very low interest which will enable them to repay without any hassle. Here are the complete details on how to get an income certificate for BSCC loan, where to apply for an income certificate in Bihar and what is the income criteria to get the BSCC loan approved.
Where to Apply for an Income Certificate in Bihar
How to Get an Income Certificate for BSCC Loan
Offline Process for Bihar Income Certificate for BSCC Loan
- Locate the nearest Common Service Centre or Block Development Office. Visit the office.
- Collect the hard copy of the application form and fill it with all the required details.
- Provide all the photocopies of the documents as mentioned.
- Submit the duly filled-up form to the authority.
Note: If any candidate wants to apply for their income certificate at the district level or Subdivisional level, he or she can obtain their block-level residential proof. It is mandatory to apply for the income certificate at the higher level.
Online Process for Bihar Income Certificate for BSCC Loan
Candidates can collect their income certificate for BSCC loan in online mode for a convenient and faster response. Here is the complete online process for Bihar income certificate for BSCC Loan:
- Navigate the official website of RTPS, i.e. serviceonline.bihar.gov.in.
- On the homepage go to the 'Apply Online' option under the RTPS service tab. And choose “General Administration Department”.
- Choose 'Income Certificate' from the list of options.
- After choosing, a complete interface for the application form will be opened. Fill up all mandatory information like name, contact details, communication details, district, subdivision, etc.
- Complete the Aadhar verification process. Provide all the income sources. Enter the right total annual income in the stipulated space.
- Upload the scanned copies of all mandatory documents like Aadhar card, voter card, ration card, PAN card, monthly salary slip(if applicable), etc.
- After uploading all the required documents, tap on 'Proceed'. Review the form and submit it.
- You will receive the application reference number. Keep this number carefully for future reference.
How to Download Online Income Certificate for BSCC?
When the income certificate for BSCC is approved by the authorities, students can download it by following these simple steps:
- Visit the RTPS Bihar portal.
- Check the 'Download Certificate' option under the 'Citizen Section' on the homepage.
- Enter the detailed credentials like application reference number, name, and captcha code.
- Tap on 'Download Certificate'. The document will be downloaded. Keep hard copies for your further usage.
Documents Required to Get an Income Certificate for BSCC Loan
Here are some BSCC loan income proof requirements documents:
- Any official ID proof: Aadhar card, Voter ID, PAN card, Driving license, etc.
- Residential proof: Ration card, Aadhar card, ELectric bills, etc.
- Income proof: Salary slip (for salaried individuals), income statement from a Chartered Accountant (for businesspersons), and declaration of income (for self-employed individuals)
- Passport size photograph
- Complete declaration of total family income
Minimum Income Requirement for BSCC Loan
The annual family BSCC income criteria of the students is INR 6 lacs. The Bihar Student Credit Card Eligibility says that the family income should not be more than INR 6 lacs annually. While applying for the loan, students need to submit their last two years' income proof to prove the same.
With all the right documents and correct information, candidates can easily get their family income certificates on time. It will help to get the BSCC loan soon rather than later.
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FAQs
Candidates can collect their income certificate in both online and offline modes. But the most convenient and faster way is online application.
The income certificate for BSCC is applicable and valid only in Bihar. Candidates have to apply within this state.
Yes, candidates can carry forward with Form 16 too. This is equivalent to an income certificate.
Usually the process of getting the income certificate is very easy. But wrong or misleading information can lead to rejection of the application.
There are a few documents you should keep ready for the income certificate application. Any official id card, address proof, income proof, passport photograph, etc are mandatory.
The BSCC loan is applicable only after the 12th standard. Candidates must complete the educational level to apply to the BSCC loan.
Usually, it takes 7 working days to approve the income certificate. Choose the online method for convenience.
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