
List of colleges under Bihar Student Credit Card Yojana/scheme in Jammu and Kashmir has several well-known institutions like IIM Jammu, IIT Jammu, and AIIMS Jammu are part of this scheme. Apart from these renowned government colleges, Mahant Bachittar Singh College of Engineering and Technology, Jammu, a private institution, also offers BSCC loan support. These colleges a variety of courses including M.A., MBA, M.Tech, B.Tech, MPharm etc.
The
Bihar Student Credit Card (BSCC)
Yojana has been launched to provide financial assistance to students. The scheme is not only limited to Bihar colleges. It also provides financial aid to Bihar students willing to pursue their education outside the state. In Jammu and Kashmir, more than 20 colleges offer this loan facility, covering a diverse range of courses. Here is a full list.
BSCC-approved Institutions in Jammu and Kashmir
Here is a full list of Best universities under BSCC loan scheme in J&K:
Name of the College/Institution | Popular Courses Offered | District | Institute Type |
|---|---|---|---|
University Of Jammu | Master’s programs in Bio-Technology, Microbiology, LLB, M. Phil | Jammu | Government |
University Of Kashmir | M.A., MBA, and MPharm | Srinagar | Government |
B. Tech, M. Tech, MBA | Reasi | Government | |
Government College For Women | BA, B.Sc., and B.Com | Jammu | Government |
Central Institute Of Buddhist Studies | Buddhist Studies, Philosophy | Leh | Government |
BA, B.Sc., B.Com | Srinagar | Government | |
Government Degree College | BA, B.Sc., B.Com | Srinagar | Government |
Government College Of Education | B. Ed., M. Ed. | Jammu | Government |
B.A, B. Sc. | Srinagar | Government | |
The Business School | MBA, PGDM | Jammu | Government |
National Institute Of Technology | B. Tech, M. Tech | Srinagar | Government |
Sher E Kashmir University Of Agricultural Sciences And Technology | B. Tech in AI and Agriculture | Jammu | Government |
Indian Institute Of Management Jammu | MBA | Jammu | Government |
Indian Institute Of Technology Jammu | B.Tech, M.Tech, and Ph.D. in engineering and technology | Jammu | Government |
Food Craft Institute Jammu | Diploma in Food and Beverage Service | Jammu | Government |
Institute Of Hotel Management Catering Technology & Applied Nutrition Srinagar | Diploma and degree programs in Hotel Management, Catering Technology, Applied Nutrition | Srinagar | Government |
Nift Srinagar | B. Des in Fashion Design, MFM | Srinagar | Government |
Department Of Law Central University Of Kashmir | LLB, LLM | Srinagar | Government |
Central University Of Kashmir | BA, B.Sc, B.Com | Srinagar | Government |
Central University Of Jammu | BA, B.Sc, B.Com | Samba | Government |
All India Institute Of Medical Sciences, Vijaypur, Jammu | MBBS, MD, MS | Jammu | Government |
Mahant Bachittar Singh College Of Engineering And Technology, Jammu | B. Tech, M. Tech | Jammu | Private |
BSCC-eligible Medical and Engineering Colleges in J&K
Bihar student credit card scheme for J&K colleges is the same as Bihar colleges. Here are a few BSCC colleges for medical and engineering courses:
Name of the College/Institution | District | Courses Offered | Institute Type |
|---|---|---|---|
All India Institute Of Medical
| Jammu | MBBS, MD, MS | Government |
Shri Mata Vaishno Devi University | Reasi | B. Tech., M. Tech, B. Arch. | Government |
University Of Kashmir | Srinagar | BTech, M.A., MBA, and MPharm | Government |
Sher E Kashmir University Of Agricultural Sciences And Technology | Jammu | B. Tech/BE, B.F.Sc. | Government |
Mahant Bachittar Singh College Of Engineering And Technology, Jammu | Jammu | B. Tech, M. Tech | Private |
Indian Institute Of Technology Jammu | Jammu | B.Tech, M.Tech, and Ph.D. in engineering and technology | Government |
Also Read:
How to Use BSCC Loan in Jammu and Kashmir Universities?
Here is how to use BSCC loan in Jammu and Kashmir universities:
Obtain the Application Form: Visit the official website of the Bihar Student Credit Card Yojana or a nearby bank branch to get the application form.
Fill Out the Form: Complete the form with accurate personal, academic, and financial details.
Attach Necessary Documents: Include all required documents as mentioned above.
Submit the Application: Submit the filled form and documents to the designated authority or bank branch.
Verification and Approval: The bank will verify your documents and assess your eligibility. Upon approval, the loan amount will be disbursed directly to the educational institution or as per the bank's disbursement policy.
Once the above processes are over, candidates can check their loan approval status by following these methods:
Visit the Bank Branch: Personally visit the branch where you submitted your application for updates.
Contact number: Candidates can check their status by calling at the helpline number, i.e. 18003456444
Query resolution portal: Candidates can submit their feedback through this link: https://www.7nishchay-yuvaupmission.bihar.gov.in/feedback .
E-mail support: In case of any other delay or loan approval issue or loan status update, you can send your queries at spmubscc@bihar.gov.in.
Students enrolled in any of these colleges in Jammu and Kashmir can benefit from the BSCC Yojana to pay their tuition fees, hostel charges, and other necessary expenses. This financial support ensures that deserving students can complete their education without financial burden, helping them achieve their career goals.
Related Articles:
Are you feeling lost and unsure about what career path to take after completing 12th standard?
Say goodbye to confusion and hello to a bright future!
FAQs
Eligible students can apply online through the official BSCC portal. After submission, visit the District Registration and Counseling Center (DRCC) with original documents for verification.
The BSCC primarily supports students attending government institutions. However, Mahant Bachittar Singh College of Engineering and Technology, Jammu, is a private college offering the BSCC loan facility to students.
There are various government as well as prvate institutes offering the BSCC loan facility. Such institutions, including the University of Jammu, University of Kashmir, and the National Institute of Technology Srinagar are eligible under the BSCC Yojana.
Was this article helpful?


















Similar Articles
Top 10 South Campus Colleges in Delhi University (DU): Courses Offered & Cutoff Trends
TG TET 2026: Exam Date (Out), Application Form, Hall Ticket, Syllabus
KARTET Hall Ticket 2025; Release Date, Steps to Download, Details Required, OMR Instructions
KARTET Paper 1 Syllabus 2025; Subject-wise breakdown with PDF
KARTET Paper 2 Syllabus 2025; Subject-wise syllabus with PDF
KSET Result 2025 Date and Time