
If you are from Bihar and wish to pursue your higher studies in Delhi, then you may want to know about the list of colleges under Bihar Student Credit Card Yojana/Scheme in Delhi that are included in this government assistance. The Bihar Student Credit Card (BSCC) scheme was initiated by the Bihar government to allow students to undergo higher studies without any financial setbacks. The program offers loans up to INR 4 lakh to those students who are Class 12 pass and have a financially weaker background.
The scheme mainly favours courses that provide better job prospects so students can establish a secure future. One of the biggest benefits of this scheme is its repayment pattern. You need not repay with interest just after the course is over. There is a one-year moratorium period after passing out or six months after taking up a job, whichever is earlier, and no interest is charged during that time. Following this time, the loan has a low rate of interest of only 4%, and if you are a woman, a disabled candidate, or a transgender student, you are eligible for an even lower rate of only 1%. This guide will help you understand the list of colleges eligible under Bihar Student Credit Card Yojana/Scheme in Delhi and the loan application process.
Also Read:
List of BSCC Eligible Government and Private Colleges in Delhi
Many government and private colleges in Delhi accept BSCC loans, and students can secure admission with financial assistance through the BSCC scheme. Listed below are some of the top government and private institutions in Delhi:
Government Colleges under BSCC Yojana/Scheme in Delhi
Name of the College/Institution | University | District Name | Pincode |
---|---|---|---|
Bharat Ratna Dr. B.R. Ambedkar University | Not Available | New Delhi | 110006 |
AUTONOMOUS | SOUTH DELHI | 110020 | |
Central University | SOUTH DELHI | 110025 | |
Deemed to be University | SOUTH DELHI | 110062 | |
Central university | North East Delhi | 110067 | |
UNIVERSITY OF DELHI | NORTH DELHI | 110007 | |
Delhi Technological University, Delhi | North East Delhi | 110042 | |
University of Delhi | New Delhi | 110078 | |
University of Delhi | NORTH DELHI | 110007 | |
University Of Delhi | New Delhi | 110019 | |
UNIVERSITY OF DELHI | North Delhi | 110007 | |
University of Delhi | SHAHDARA | 110032 | |
Not Available | West Delhi | 110039 | |
Not Available | West Delhi | 110034 | |
University of Delhi | New Delhi | 110019 | |
AUTONOMOUS | New Delhi | 110016 | |
GURU GOBIND SINGH INDRAPRASTHA UNIVERSITY | New Delhi | 110078 | |
INDIRA GANDHI DELHI TECHNICAL UNIVERSITY FOR WOMEN | CENTRAL DELHI | 110006 | |
Not Available | Central Delhi | 110002 | |
Not Available | New Delhi | 110029 | |
University of Delhi | New Delhi | 110049 | |
University of Delhi | New Delhi | 110021 | |
University of Delhi | North West Delhi | 110034 | |
University of Delhi | North West Delhi | 110089 | |
University of Delhi | West Delhi | 110027 | |
University of Delhi | South West Delhi | 110021 | |
University of Delhi | South West Delhi | 110021 | |
University of Delhi | North East Delhi | 110007 | |
University of Delhi | South Delhi | 110003 | |
University of Delhi | North Delhi | 110007 | |
University of Delhi | North East Delhi | 110007 | |
University of Delhi | South Delhi | 110016 | |
University of Delhi | East Delhi | 110096 | |
University of Delhi | New Delhi | 110021 | |
University of Delhi | North East Delhi | 110007 | |
University of Delhi | North East Delhi | 110017 | |
University of Delhi | North Delhi | 110007 | |
University of Delhi | East Delhi | 110095 | |
University of Delhi | CENTRAL DELHI | 110002 | |
University of Delhi | South West Delhi | 110075 | |
University of Delhi | New Delhi | 110001 | |
University of Delhi | New Delhi | 110021 | |
UNIVERSITY OF DELHI | New Delhi | 110017 | |
University of Delhi | New Delhi | 110052 | |
University of Delhi | New Delhi | 110017 | |
Delhi University | North West Delhi | 110039 | |
University of Delhi | Central Delhi | 110005 | |
Ahilyabai College of Nursing | Delhi University | New Delhi | 110 002 |
Delhi University | New Delhi | 110005 | |
Delhi University | New Delhi | 110043 |
Private Colleges under BSCC Yojana/Scheme in Delhi
Name of the College/Institution | University | District Name | Pincode |
---|---|---|---|
AUTONOMOUS UNIVERSITY | SOUTH DELHI | 110016 | |
AUTONOMOUS UNIVERSITY | SOUTH WEST DELHI | 110077 | |
AUTONOMOUS UNIVERSITY | NEW DELHI | 110057 | |
Guru Gobind Singh Indraprastha University, AICTE | SOUTH DELHI | 110019 | |
Guru Gobind Singh Indraprastha University | North West Delhi | 110086 | |
AICTE | South Delhi | 110062 | |
Bharati Vidyapeeth's College of Engineering | Guru Gobind Singh Indraprastha University, Delhi | West Delhi | 110063 |
Guru Gobind Singh Indraprastha University, Delhi | North Delhi | 110089 | |
Guru Gobind Singh Indraprastha University, New Delhi | West Delhi | 110058 | |
Guru Gobind Singh Indraprastha University, Delhi | North Delhi | 110085 | |
Guru Gobind Singh Indraprastha University | North West Delhi | 110058 | |
Guru Gobind Singh Indraprastha University | New Delhi | 110058 | |
Autonomous | South West Delhi | 110075 | |
Guru Gobind Singh Indraprastha University, Delhi | North West Delhi | 110086 | |
Guru Gobind Singh Indraprastha University | North West Delhi | 110034 |
How to Apply for a BSCC Loan in Delhi Colleges?
The BSCC loan application process is easy, provided you meet the eligibility criteria and submit all the required documents. Here are the necessary steps to follow to apply for a BSCC loan in Delhi colleges:
- Register Online: Visit the official website of Bihar Student Credit Card for online registration. Provide your basic details like your name, address and contact information to create an account.
-
U
pload Necessary Documents:
You will be required to provide the required documents for validating your domicile, age, 12th-grade marks, school leaving and college admission details. The documents required are as follows:
- Proof of Bihar domicile
- Mark sheet of Class 12
- Proof of admission
- Income certificate of parents or guardian
- Identity proof / Adhaar Card
- Fill Out the Loan Application Form
After completion of your registration, log in to your account to enter the details in the loan application form. You need to provide exact details regarding the institution you have taken admission to, your course and the total fees. Make sure to fill out the loan application form correctly to avail yourself of the benefits of the BSCC scheme.
- Submit the Application Form: Once you complete the above-mentioned steps, submit your application form online. After submission, your application will be processed and you will get further details on the loan disbursal process.
- Disbursement of Loan: After your loan is approved, the amount will be disbursed to the institution’s bank account directly, which includes tuition fees, hostel fees and more.
Eligibility Criteria for Bihar Student Credit Card Yojana/Scheme
To be eligible for financial assistance under the BSCC scheme, you must satisfy some specified requirements. The reasons behind such eligibility criteria are to enable financially disadvantaged students to continue their education in well-established colleges in India and overseas without the burden of expenditure. The following are the key details:
- You should be a Bihar resident and should have studied both your 10th and 12th standards from a Bihar school.
- Your family's overall annual income must not be more than INR 50,000.
- You should be below 25 years of age at the loan application.
- Entry under the management quota is not allowed under this scheme.
- The institution you want to join should be government-recognized and accredited (NAAC-A, NIRF/NBA).
- If you are going abroad for studies, you can still avail yourself of this scheme.
- You must complete your desired course to avail yourself of the complete benefits of the Bihar Credit Card scheme.
If you are a Bihar student who wants to study at a good college in Delhi without the fear of incurring hefty costs, then the BSCC scheme may be your ideal solution. This program gives students access to quality education irrespective of their economic background. Since a large number of colleges fall under the umbrella of the Bihar Student Credit Card Yojana/Scheme, you can pursue your higher studies without having the burden of cost affecting you.
Also Read:
Would you like to know more about the list of colleges under the Bihar Student Credit Card Yojana/scheme in Delhi? Call us at 1800-572-9877 or post your questions in CollegeDekho’s QnA section .
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FAQs
Under the Bihar Student Credit Card Yojana, you are eligible to get an education loan of up to INR 4 lakh at a rate of simple interest of 4% per annum. The rate of interest for women, transgender, and disabled students is lowered to 1%. Repayment is made after a moratorium period, which ends from the time when the course is completed till one year thereafter or six months from the date of obtaining employment, whichever is earlier. Loans of up to INR 2 lakh are payable in 60 monthly payments, whereas loans above INR 2 lakh can be paid within 84 months.
The maximum loan amount available under the Bihar Student Credit Card Yojana is of INR 4 lakh to pursue higher studies. For technical courses, there is a special provision to cover the expense of a laptop up to INR 35,000 in the loan amount.
Yes, as a Bihar resident, you can use the Bihar Student Credit Card Yojana to pursue studies at Delhi colleges, as long as the college is a recognized and approved institution under the scheme. The scheme helps students pursue higher education in recognized institutions anywhere in India and not just in Bihar. Check that the Delhi college you select is among the approved institutions for the scheme.
As a Bihar resident who has passed your 12th standard, you are eligible for the Bihar Student Credit Card Yojana. The scheme offers financial support for higher studies, including studies at recognized institutions outside of Bihar, like Delhi. You should have gained admission to a recognized course and be between 18 and 25 years of age to be eligible. The scheme provides loans of up to INR 4 lakh at low interest rates to finance your studies.
Yes, through the Bihar Student Credit Card Yojana, you are eligible to receive a loan for both undergraduate and postgraduate studies. The scheme extends its benefits to different streams of studies, such as Medical Sciences, Engineering, Law, Humanities, and many more. Through this scheme, financial assistance up to INR 4 lakh is provided at concessional interest rates, which allows students from Bihar to study in reputed institutions, including colleges in Delhi.
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