B Com Banking and Insurance

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Mar 13, 2023 19:31PM IST

About B.Com in Banking and Insurance

The commerce and banking courses in India are among the top opted courses in the nation, with B.Com as one of the popular options. Across India, commerce aspirants work towards pursuing one of the many B.Com specialisations. Among the top specialisations under the course is known as B.Com Banking and Insurance.

The 3-year B.Com in Banking and Insurance has been designed to train the students in the different aspects of Banking and Insurance. Each college will uniquely create their curriculum to fit the needs of the industry, producing skilled graduates, capable of withstanding and solving the challenges of the industry. Along with the training in the different aspects of banking and insurance, softs skills such as communication and public relations skills will also be imparted to the students. 

B.Com Banking and Insurance graduates can build a successful career with just a bachelor’s degree in the field. The banking and insurance industry has been known to be one of the best industries to find a lucrative career path. With its exclusive training in the field of banking and insurance, B.Com Banking and Insurance students will be offered career opportunities in different industries ranging from banking and insurance sectors to accounting and industrial houses as well.

Highlights of B.Com in Banking and Insurance

Check out the major course highlights of B.Com in Banking and Insurance.




3 Years

Average Course Fee

?15,000 - ?2,75,000

Average Initial Annual Package

?3,00,000 - ?8,00,000

Minimum Academic Qualification

10+2 With Mathematics

Minimum Aggregate Score Required

50% or Above

Exam Type


Selection Process

University-Level Entrance or Merit-Based

Employment Areas

Govt/Pvt Banks, Insurance Industry, Consultancies, Indian Civil Services, etc

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B.Com in Banking and Insurance Eligibility Criteria

  • Candidates should have cleared the class 12 board examination in any stream from a recognised board of examination. Commerce students would be preferred in most B.Com colleges in India.

  • They must ensure that they have secured a minimum aggregate score of 50% or more in the qualifying exam with Mathematics as one of the core subjects.

  • While some colleges will offer admissions based on the past academic qualifications of the candidates, some universities and colleges conduct an entrance exam in order to calculate the merit of the candidates.

B.Com Banking and Insurance Admission Process

The admissions and selection processes for a B.Com Banking and Insurance course across the various colleges in India is similar to that of a regular B.Com Course. Candidates will be able to participate in the B.Com Banking and Insurance admission processes once they qualify the respective eligibility criteria for the course.

Admission to the B.Com Banking and Insurance course will be conducted either on merit-basis or on the scores obtained in an entrance exam. While many colleges will be offering admissions on the basis of merit, some colleges may ask applicants to sit for a University or Institute-level entrance exam.

  • On merit-basis:

    • The merit of a prospective student is calculated based on the scores obtained by them in the qualifying exam along with the relevancy of their academic subjects for the course as well as other parameters as defined by the college in concern. 

  • On entrance test-score basis:

    • Colleges will conduct an entrance test at the university level, ask the applicants to appear for the test, evaluate their answer papers, and shortlist them for the admission processes.

  • Under both processes, candidates may also be required to sit for a Personal Interview session and/or a Group Discussion Session.

The admissions processes and the testing processes for the purpose of shortlisting candidates to the course will be outlined in the admission policy of the college in concern. Each college will define its own admission processes, therefore, aspirants are advised to go through the admissions processes of the college of their choice prior to applying for admission.

B.Com Banking and Insurance Course Fee

The popular B.Com course is a commonly opted course in all over the country, which has resulted in numerous institutions, colleges and universities offering the course. This wide availability of the course has resulted in varying course fees for B.Com in Banking and Insurance. The B.Com Banking and Insurance Course fees in India can range between ?15,000 - ?2,75,000 per year.

The course fee for the popularly B.Com Banking and Insurance will be determined by various factors such as the location of the college, the managing authority of the college, and other parameters.

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B.Com in Banking and Insurance Syllabus

First Year:

Financial Accounting

Business Management

Principles of Banking

Principles of Insurance

Insurance Law and Practice

Company Accounts - Part -1

Business Statistics

International Banking

Second Year:


Banking - Legalities and Regulations

Financial Services

Cost Accounting

Business Tax

Financial Management

Business Economics

Company Accounts - Part 2

Third Year:

Income Tax

Business Communication

Accounting Management

Financial Statistics

Business Environment


International Business

Banking and Insurance - Marketing

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B.Com in Banking and Insurance Career Options and Job Prospects

One of the major attractions for pursuing a B.Com course is the immense career opportunity and future scope of the course. B.Com graduates have been known to take up various managerial positions and earn lucrative packages even as a fresher. Banking, Insurance and Finance industries are always on the lookout for fresh new graduates qualified and skilled to tackle the modern issues and challenges faced in the industry.

  • Auditor

  • Accountant

  • Finance Managers

  • Investment Banker/Broker

  • Business Operations Manager

  • Chief Financial Officer

  • Investment Analysts

  • Bookkeepers

  • Loss Control Specialist

  • Insurance Salesperson

  • Insurance Manager

Check out some of the industries and areas of employment applicable for B.Com Banking and Insurance.

  • Government and Private Banks

  • Insurance Industry

  • Investment Industry

  • Public Accounting Firms

  • Business Consultancies

  • Inventory Control

  • Educational Institutions

  • Healthcare industry

  • Indian Civil Services

These are just among a few of the industries and areas of employment where a graduate of B.Com would be able to pursue a career. An average initial salary that a B.Com graduate may receive can range in between ?3,00,000 - ?8,00,000. As in the case for many job profiles, the more experience you gain and the more skills you learn will lead to an exponentially higher package and career growth.

However, pursuing a career path is not necessarily the only way ahead. Once you have graduated from the course, there are multiple options of higher education degrees that can be pursued by the candidates as well. Among the viable options for higher education courses after B.Com in Banking and Insurance, include:

  • M.Com in Banking and Insurance

  • M.Com in any other relevant specialisation

  • MBA

  • PGDM

  • Law

  • B.Ed

  • Chartered Accountancy

Many B.Com graduates choose to pursue higher education mostly in other fields and disciplines as it increases the scope of attaining a better career path. Moreover, candidates who pursue M.Com open up opportunities in the field of research and teaching as well. 

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FAQs about B.Com in Banking and Insurance

What is the duration of the course B.Com in Banking and Insurance ?

B.Com in Banking and Insurance is a 3 year course.

What are the popular specializations related to B.Com in Banking and Insurance ?

Some of the popular specializations for B.Com. (Bachelor of Commerce) are : Jewellery & Accessory Design , Cooperative Management , Mathematics , Principles and Practice of Insurance , Organization Management.

What is the average fee for the course B.Com in Banking and Insurance ?

The average fee for B.Com in Banking and Insurance is INR 60,000 per year.

I want admission in B.Com in Banking and Insurance. Do I have to clear any exams for that ?

Jammu University Entrance Test , Jamia Millia Islamia Entrance Exam , Cochin University of Science and Technology Common Admission Test , Aligarh Muslim University Entrance Exam , Central Universities Common Entrance Test are some of the exams that you can appear for to get admission in B.Com in Banking and Insurance courses.

What are the top colleges offering B.Com in Banking and Insurance courses ?

Following are some of the top colleges offering Commerce and Banking courses : Lady Shri Ram College for Women (Delhi) , Maharani Lakshmi Ammanni College for Women (Bangalore) , Institute of Management-Christ University (Bangalore) , Delhi College of Arts & Commerce (New Delhi) , Narsee Monjee college of Commerce and Economics (Mumbai). You can explore these colleges on our website to check if they offer B.Com in Banking and Insurance or not.
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Related Questions


Abhinav Chamoli, CollegeDekho Expert

-Answered on July-24-2023

Dear Student,

Whether you can take admission to the Bachelor of Commerce (B.Com) course at the Bhim Rao Ambedkar College (BRAC), New Delhi depends on whether you clear the BCom eligibility criteria for DU as well as the DU BCom cutoff.

Please note that applications for admission to the BCom course at BRAC, Delhi can be made through the admissions portal of the University of Delhi (DU).

DU BCom Eligibility Criteria

  • Candidate must have cleared Class 12th (Standard XII / Intermediate / HSC) in any stream from a recognized board.

  • Candidate must have received the minimum marks specified by DU in the qualifying examination.

BRAC BCom Cut Off 2019

The cutoff for 2019 admissions to the BCom course at DU was as follows:

  • General - 94%

  • OBC - 87%

  • SC - 82%

  • ST - 73%

  • PwD - 68%

If you need admissions-related help, please feel free to fill our Common Application Form (CAF) or reach out to our toll-free student helpline number 1800-572-9877.

Thank you.


Abhik Das, Student / Alumni

-Answered on Mar-23-2023

Dear student, the B.Com admission application form will not be released on the official website of Ekamra College Bhubaneswar. To apply for B.Com admission in this institution, you have to apply through the SAMS Odisha ug admission official portal. The official site of SAMS Odisha has not yet released the UG admission schedule for the academic year 2021-22 yet. You have to keep visiting the official website of SAMS Odisha at regular intervals for the latest updates regarding the B.Com admission process. 

Or, you can also apply for B.Com admission for the current academic year through our common application form. Through this form, you will have access to several reputed B.Com colleges where the admission process for the current academic year has begun. You can apply for admission into multiple colleges through a single application form. Call 18005729877 for more details regarding the admission process through our common application form now!


Sakshi, Student / Alumni

-Answered on Nov-07-2022
Yes you can do but you have to submit gap certificate at the time of admission. B. Com is a bachelor of commerce with knowledge of accounts and finance. After B. Com, one can pursue a career in courses like Masters of Commerce followed by a Ph.D. in a particular subject or Master of Business Administration, Certified Public Accountant,actuarial science, certified accounts course, banking sector, Chartered Financial Analyst, or Financial Risk Manager. Most students make the mistake of thinking about B. Com only when pursuing it. It would be best if you thought further. As the market is shifting, thousands of new jobs are being invented every five years. You will be behind if you do not know what to do after completing your B. Com. Moreover, you will often make the wrong decisions when you decide in haste. I will be advise you to do your degree from Geeta University which is a well-known university and that provides prime placement opportunity, outstanding exposure and professional enhancement training. Geeta University provides high-quality education and achieving academic excellence by creating more professionals, technocrats, leaders, entrepreneurs and more. The university focuses on a student-centred outcome-based teaching-learning process.