Banking Courses

The banking industry is a very well-known sector and offers a variety of rewarding work opportunities. There is a huge demand for the numerous banking courses, and the sector is flourishing. Banking courses are ideal for you if you have solid financial acumen and enjoy playing with numbers. Students from a variety of disciplines, including business, science, the arts, and humanities, are keen to learn about and investigate the banking industry. You can choose from a variety of courses, from short-term banking courses to master's in banking degrees.

The banking courses are available at varied levels to candidates who are interested in pursuing a career in this field. There are a multitude of popular banking courses in India that candidates from different backgrounds can opt for. Banking courses are available at undergraduate level, postgraduate level, diploma level. There are also short-term to mid-term banking certification courses available for students who are working professionals wanting to switch over to the banking industry.

Banking courses are offered by various reputable institutions in India in various modes like full-time, part-time, and online banking courses. The eligibility criteria for various banking course levels are different, and candidates must ensure to meet all the eligibility criteria in order to be eligible for the admission to a particular banking course.

There are various undergraduate and postgraduate banking courses offered by varied colleges and universities in India through the institute-level entrance examination OR on merit basis in the qualifying exam. A few of the popular banking course entrance exams are: SET, IPU CET, MET, UUEE, CUET, CAT, MAT, etc.

Following a banking course, some of the top employment options available include financial advisor, internal auditor, tax assistant, financial consultant, credit & risk manager, etc. A banking certificate course costs between INR 3,000 and INR 20,000, while a banking diploma programme costs between INR 7,500 and INR 70,000. The cost of banking courses is quite variable and varies at all levels. Additionally, the cost of postgraduate banking courses can range from INR 4,200 to INR 8,90,000, whereas, the undergraduate banking courses might cost between INR 14,000 and INR 4,00,000. The banking course fee tends to be on a higher side for private institutes and lower banking course fee is charged by public institutes in India.

A few of the top colleges and universities offering banking courses in India are: Symbiosis College of Arts and Commerce, Dr. DY Patil University Agra, Jamia Millia Islamia University Delhi, Aligarh Muslim University Aligarh, Narsee Monjee College of Commerce & Economics Mumbai, Symbiosis College of Arts & Commerce Pune, etc.
 

The banking courses highlights section will provide you with an overview of the crucial aspects of banking courses like banking course fees, banking course duration, eligibility criteria, etc. The table below displays the banking courses highlights:

A career in banking has become enticing to many people for a variety of reasons, including the digitization of money, changes in government, and an increase in bank and branch openings. All academic subjects provide prospects in banking for the desiring candidates. In this sense, having a career in banking is a sensible choice in the job market today for those looking to improve their careers quickly. Enrolling in an institution providing banking courses makes sense for those who want to become familiar with the overalls of a banking sector in India as well as in international markets which could later on help them in landing a decent job in the banking sector. For those looking to work abroad, the banking sector offers a variety of alternatives along with handsome salaries.

You will develop a deeper knowledge in the following areas while pursuing a banking course:

• Examining global stock markets
• Giving investors advice
• Financial deal brokering
• Making a budget for various people or businesses
• Checking current financial data for compliance with legal requirements, etc.

A few of the additional advantages of pursuing a banking course are as follows:

• Banking sector is an exponentially growing sector, creating more job opportunities for individuals interested in the field along with excellent pay packages.
• The starting compensation of an individual in a banking sector is higher as compared to the other conventional sectors.
• There is a high amount of job satisfaction along with job security in the field of banking.
• Professionals working in the banking sector enjoy a decent social standing due to it being a highly regarded sector across the globe.
   

While there are varying eligibility requirements for applying to each banking courses, the following list mentioned below summarizes the basic eligibility criteria for each banking course levels:

• For undergraduate banking courses, candidates must have completed their class 12th or equivalent from a recognized school board with a minimum aggregate percentage of 50% or above.
• For postgraduate banking courses, candidates must have completed their graduation or equivalent from a recognized institution with a minimum aggregate score of 55% - 60%.
• For certificate banking courses, candidates must have completed their class 12th or equivalent from a recognized school board.
• For Diploma and PG diploma banking courses, candidates must have at least completed their graduation with a minimum aggregate score of 50% or above from a recognized institution in India.
• Students must pass bank PO examinations or bank exams conducted by private/ public banks in order to enroll in banking courses provided by government or private banks.
• If a student has a strong GPA, the minimum required GMAT/ SAT/ GRE scores, the minimum qualifying IELTS/ TOEFL scores, the statement of purpose, and the LOR, they can also apply to bank courses overseas.

Note: Candidates must know that the minimum aggregate percentage requirement may vary from institution to institution. Apart from this, various institutions can have their own set of other eligibility requirements that candidates must check carefully at the official website of the institute before applying to any of its banking courses.

The four most popular types of banking courses amongst the aspirants and their respective admission processes are mentioned below:

Certificate Banking Courses Admission Process

Certificate banking courses can be of two types- online and offline. Some of the most popular ed-tech platforms provide online certificate banking courses like Udemy, edX, Coursera, etc. Offline certificate banking courses are provided by institutes like Mahatma Gandhi University, Kottayam, Ranchi University, Janata Mahavidyalaya, Chandrapur, etc. The course lasts for about six months and at the end of the course (offline and online), candidates who successfully complete all the assignments along with each lecture will receive a certificate in banking.

To enroll in certificate banking courses, students are not required to take any entrance exams. The fundamental admissions procedure is described below: -

• On the college websites, students can submit an application for this course (for offline mode) OR candidates may register to online edtech platforms like coursera, Udemy, etc. and purchase the appropriate certificate banking course online and start the learning process.
• The colleges will ask you several questions about your personal and educational history.
• Based on the students' performance and marks in the 12th examination, offline banking certificate programs are offered.

Diploma Banking Courses Admission Process

The admissions procedures for students wishing to enroll in banking diploma courses are entirely merit-based. The following are the key points and steps for enrolling in diploma banking programs:

• Students need to register themselves on the official website of a particular institution that they have chosen for their diploma in banking after thoroughly checking the eligibility criteria.
• Candidates must pay the diploma course fees online via debit card/ credit card/ net banking.
• Scores in the 12th final year examination are crucial for the Diploma courses. Candidates must have 50% or above aggregate marks in their 10+2. 
• The selection procedure for enrolling in this course is mostly the same throughout the colleges.
• Students who have computer certifications are seen as having an advantage in pursuing the banking diploma course.

Graduate Banking Courses Admission Process

Admission for the BCom in Banking course is based on merit and the student's performance in the 12th grade final exam, whereas, admission for the BBA in Banking program is based on the student's performance in the entrance exams.

• SET, IPU CET, MET, and UUEE are a few of the top entrance exams for the BBA in Banking programs.
• All of the colleges that offer BBA in Banking courses hold some of these entrance tests.
• IPU CET and other entrance exams emphasize the complete undergraduate curriculum of the colleges.
• Students must pass their 12th grade final exams from an accredited board and must score at least 50% of aggregate marks.

Postgraduate Banking Courses Admission Process

A master's degree or a postgraduate diploma in banking focuses on a particular area of the student's interest, in contrast to a Bachelor's degree in Banking, which trains students about the financial industry as a whole. Graduates in banking are also educated about portfolio management, global banking services, financial security, and e-commerce. Some of the popular postgraduate banking courses include MSc in Banking and Risk Management, MCom (Banking), Master of Banking and Finance Law, and MBA in Banking and Finance among others. 

The admission process is more or less the same as for the graduate banking courses. Candidates need to pass the entrance examinations like IPU CET, CAT, MAT, CUET, etc. to gain admission to a reputed college offering either a master’s degree in banking course or a postgraduate diploma in banking. After clearing a respective entrance examination, there might be a subsequent round of personal interview and/or group discussion. After clearing these rounds students can take admission to their chosen institute following the counseling procedure. 

Candidates must pass their graduation from a relevant field of study with a minimum aggregate of 50% or above from a recognized university to be eligible for any post-graduate banking courses in India. These criteria might differ from institution to institution.

A paradigm shift in the banking industry has been brought about by the years-long development of technology and the explosive growth of the financial sector. However, as new sub-domains emerge in the industry, specialists knowledgeable in a range of domain-related issues are now in demand. Because of this, institutes all around the world are now providing a variety of banking courses. There are other short-term degree programmes available to pursue a career in banking, not just the Diploma in Banking and Finance.

The banking industry is well-known and offers a variety of rewarding work opportunities. Numerous banking courses are being enrolled by thousands of students, and the business is flourishing. If you are good with money and like playing with numbers, banking courses are for you. Students are eager to learn about and research the banking industry from a wide range of academic fields, including business, science, the arts, and humanities. You can pick from a range of programmes, including master in banking degrees and short-term banking courses. Let's examine the list of banking courses in more detail:

Banking Courses After 10th

If you want to work in banking and intend to enroll in one of the banking courses on the list then you must know that there are no banking courses after the tenth grade but you can begin laying the foundation in the field of banking right after your class 10th. Although there are no restrictions on what stream can take the banking exam, choosing one that is linked is advantageous. You can benefit from future training in fields like commerce that include accountancy. Students majoring in commerce have a better understanding of banking and can advance their abilities and knowledge at the academic level. Depending on your qualifications and areas of interest, you can choose any banking course from the list after completing your education.

List of Banking Courses After 12th

There are various types of in-demand banking courses available for candidates who have passed class 12th and a few of them are mentioned below:

• BA in Banking and Finance
• BA in Banking and Financial Planning
• BA in International Finance and Banking
• BSc (Hons) in Money, Banking and Finance
• Bachelor of Business (Banking)
• Bachelor of Business (Banking and Finance)
• Bachelor of Business and Commerce (Banking and Finance)
• BBA (Hons) Finance and Banking
• BCom in Banking
• BSc in Banking and Finance
• BSc (Hons) Economics with Banking

List of Banking Courses After Graduation

A Master's degree focuses on a particular area of the student's interest, in contrast to a Bachelor's degree in Banking, which trains students about the financial industry as a whole. Graduates in banking are also educated about portfolio management, global banking services, financial security, and e-commerce. Following a BCom or graduation, you can pursue the following banking courses:

• MBA in Banking and Finance
• MBA in Global Banking and Finance
• MBA in Islamic Banking and Finance
• MCom (Banking)
• MSc in Banking and Finance
• MSc in International Banking and Finance
• MSc in Global Banking and Finance
• MSc in Islamic Banking and Finance
• Master of Law in International Banking
• Master of Banking and Finance Law
• PhD in Banking/Accounting/Finance/Economics/Management Studies
• PhD in Business Administration – Banking and Finance
• MSc in Financial Services in Banking
• MSc in Finance Banking and Insurance
• MSc in Banking and Risk
• MSc in Banking, Finance and Risk Management
• MSc in Business Economics, Finance, and Banking

List of Banking Certification Courses

Students can learn about various trends and different specializations in banking through certification courses. Executives and professionals in the banking sector can learn more about their unique job profiles through banking certification courses offered in India.

A few of the popular banking certification courses in India are as follows:

• PG Certificate in Banking
• PG Certificate in Banking and Finance
• Advanced Certificate in Banking Laws and Loan Management 
• Certificate Course in Banking Management 
• Certificate in Banking 
• Certificate in Rural Banking 
• Certificate in Bank Analysis 
• Advanced Certificate in Commercial Banking

List of Diploma Banking Courses

A prominent banking course after 12th and/ or graduation is the Diploma in Banking. Another well-liked diploma banking course after graduation is the PG Diploma in Banking. Both of these programmes work to improve students' knowledge of the procedures and approaches used in the banking industry, which deals with the continually evolving finance sector.

A few of the popular Diploma in Banking courses are listed below:

• Diploma in Banking Services Management
• Graduate Diploma in Banking and Finance Law
• Postgraduate Diploma in Banking Operations
• Postgraduate Diploma in Banking
• Postgraduate Diploma in Retail Banking
• Postgraduate Diploma in Branch Banking
• Postgraduate Diploma in Banking and Insurance
• Postgraduate Diploma in Investment Banking
• Advanced Diploma in Banking and Finance
• Post Degree Diploma in Economics and Global Banking
• Graduate Diploma in Banking
   

Due to their busy schedules and other obligations, full-time students and working professionals are unable to attend full-time banking courses at the same time. In these situations, online banking courses come in handy. As online education grows in popularity, numerous reputable platforms have developed original banking courses. Several reputable online ed-tech platforms also provide a handful of the online banking courses for free. Here is a list of some of the most well-liked online banking courses.

The following skills will help you build a solid career in the banking sector:

• Good Analytical skills
• Excellent Mathematical skills
• Basic Computer Knowledge
• Sharp Memory
• Mental math skills
• Strong Communication skills 
• Confidence
• Patience
• Stress Management
• Critical Thinking
• Technical skills

The below-mentioned banking skills are in high demand in 2023 and acquiring these skills with a proper education in the field of banking is sure to land you with an excellent job opportunity.

• Financial Reporting
• Data Management
• Financial Modeling
• Business Intelligence
• Advanced Accounting Skills
• Risk Management Skills
   

Many reputed colleges and universities conduct entrance exams like IPU CET, SET, CAT, CUET, etc. to admit candidates in graduate banking courses, postgraduate banking courses, and postgraduate diploma banking courses across various disciplines in the banking domain. Today, applicants hope to pursue a job in the financial sector. Depending on the number of open bank positions, lakhs of people take various bank exams each year. The battle among banking hopefuls to make it to the final list of selected candidates is tough due to the small quantity of hundreds or thousands of bank openings. The number of open positions and candidates taking the various bank exams affect the difficulty level of the exams as well.

To fill open positions as bankers in various banks, Indian government institutions hold banking examinations. The recruitment organisations for bank exams in India are the State Bank of India (SBI) and the Institute of Banking Personnel Selection (IBPS), which hold various bank exams in India. Here is a list of government-sponsored exams for banking positions in India:

• IBPS PO (CWE PO/MT)
• IBPS SO (CWE SO)
• IBPS Clerk (CWE Clerical)
• IBPS RRB (CWE RRB)
• RBI Officer Grade B
• SBI PO
• SBI SO
• SBI Clerk
• RBI Officer Grade C
• RBI Office Assistant
• NABARD

Banking Courses Entrance Exam Dates

The examination dates for a few of the popular banking entrance examinations in India are as follows:

Banking syllabus is vast because the banking courses are available at various levels. We have provided below a general syllabus for banking UG courses that is common across various disciplines of the undergraduate banking programmes offered by various colleges and universities.

Banking UG Syllabus

Banking PG Syllabus

There are a plethora of banking PG courses offered by various institutes in India in various disciplines. Two popular banking PG courses are M.Com in Banking and Finance and MBA in Banking and Finance. The banking PG course lasts for two years with a total of four semesters spaced six months apart. The syllabus might differ slightly from college to college but the subjects are almost similar. Below we have provided the syllabus for M.Com in Banking and Finance:

Diploma in Banking Syllabus

Along with theory and case studies, projects and assignments, the diploma in banking curriculum covers a variety of topics in the banking and financial domain. Generally, the diploma in banking program lasts about 6 months to a year. The table below discusses the specific course outline for the banking diploma program:

Certificate in Banking Syllabus

The certificate in banking syllabus involves the following topics:

Several banking courses are available in India, and they are provided as graduate level, postgraduate level, diploma level, and certificate level courses. The major subjects that are frequently covered in banking courses include the following mentioned below:

• Business Policy & Strategic Management
• Commercial Bank Management
• Foreign Exchange
• Principles of Finance
• Direct & Indirect Taxes
• International Banking & Finance
• Economics of Global Trade & Finance
• Modern Banking Theory
• Banking Laws
• Financial Markets in India
• Marketing of Financial Services

There are multiple colleges offering banking courses in various disciplines and forms whether it be a banking certificate course, banking diploma course, undergraduate banking course, postgraduate banking course, and PhD banking course. Private colleges tend to charge higher fees than government colleges and the quality of education is better in government institutions as compared to private institutions. Private institutes take merit-based admission, whereas, government colleges admit students only if they clear the prescribed entrance exam.

Tabulated below are the banking course fees for various types of banking courses offered at private and public colleges:

Note: The course fees provided in the table above for various banking courses are based on estimation and may be subject to change from institution to institution and from time to time.

A few of the most popular colleges to pursue a banking course in India are listed below:

• NIIT University 
• Faculty of Management Studies (FMS)
• Narsee Monjee Institute of Management Studies (NMIMS)
• Amity University 
• University of Petroleum and Energy Studies 
• K.P.B. Hinduja College of Commerce 
• IIM Calcutta 
• Indira Gandhi National Open University 
• Guru Gobind Singh Indraprastha University
• Indian School Of Business 
• Xavier’s Institute of Management 
• Delhi University 
• Jamia Millia Islamia University 
• National Institute of Security Markets (NISM)

India is a developing nation with a sizable population that is inclining towards modern banking services and facilities. The government along with the Reserve Bank Of India is taking various measures to reach the public in order to account for the growing budgetary exchange of the enormous populace. This is assisting in the creation of jobs in the finance and banking industry. The numerous reforms implemented will increase the number of banks functioning in the nation, increasing job chances for a student with a banking education.

The banking industry has undergone a great deal of change since the technology was introduced. For those who are interested in studying banking, this is fantastic news. Regardless of where they live geographically, inhabitants of India have significantly increased their use of plastic money, such as Visa or Mastercard. In order to extend access through technical interventions, the government has made commendable efforts to develop e-banking and ATMs in numerous rural areas of India. People now believe that keeping their financial assets in banks is far safer due to the top-notch security and protection provided by the banks, which has maintained public trust. This results in an increase in investment money, financial balances, and the number of employees sent to handle these records.

Professionals have a wide range of options as bankers. They are among the highest-paid working professionals in the labour market, and they also enjoy a number of additional perks in this line of employment. The bankers deal with a variety of financial concerns, and occasionally they may work in foreign banking industries. A fresher has the opportunity to work as an intern in a banking organisation after completing a banking course from a recognised institute or university, and after gaining experience through that internship program, they can apply for jobs in the various public sector or private sector banks.

After completing a banking course, a student gets access to a range of employment profiles. Here are a few of them:

Loan Officer: A loan officer establishes a rapport with companies and lends them money for their operations. Additionally, they evaluate a borrower's capacity to repay a loan through the underwriting procedure.

Bank Clerk:  Bank Clerk is an officer of a bank that handles client interactions, and accepts and disburses payments, among many other daily tasks. Most bank customers' first point of contact is a bank clerk, who handles all routine financial affairs and responds to inquiries.

Branch Manager: A bank's branch manager is in charge of overseeing a commercial bank's continuous operations. These include offerings in the areas of customer service, safety, practices, and policies, as well as loans and sales. On the other hand, the branch manager also monitors the bank employees.

Loan Clerk: The loan clerk's duties include gathering financial data from customers who desire loans, checking the customers' personal information, and assisting customers with bank loan documentation.

Bank Teller: The duties of a bank teller include offering customers bank services including account opening, cash transactions, etc.

Bank Probationary Officer: Planning, budgeting, marketing, loan processing and approval, and investment fall within the purview of probationary officers.

The banking industry offers a wide range of employment options. However, those who have completed a postgraduate banking programme have significantly better opportunities in terms of their compensation after completing a banking course.

In the banking industry, new-hire compensation is quite low. However, the banking industry is experiencing positive job growth. Job chances at higher levels continue to become available by working really hard and accumulating experience. One of the industries in India with the highest growth is banking. Therefore, as a result of this expansion, job opportunities in the banking industry continue to arise.

A few of the popular job roles in banking and their respective salaries are as follows: