1. how to get zero intrest loans in iit goa ? 2. whether campus provides loans or we induvidually have to apply for loans ?outside the campus

Dear Raza, IIT Goa offers interest-free loans to its students who are admitted on a full-time basis and whose family income is less than Rs 8 lakhs per annum. The loan amount is Rs 1 lakh per annum for the B.Tech course, Rs 1.5 lakh per annum for the M.Tech course, and Rs 2 lakh per annum for the PhD course. The loan is repayable in 5 years after the student completes the course in 60 equal monthly instalments.