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Happy New Year! Why are you limiting yourself to either KMAT or PGCET? Since you are interested in pursuing MBA in Finance, your focus should not be the exam, but the college you are targeting. Simply put, make a list of colleges where you would like to get admission into.
So, going back to your question, we suggest that you give both the exams - KMAT & PGCET (if colleges that is in your wishlist accepts these exam's scores). Good luck!