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Career Options after 12th Commerce: Top Career Options for Commerce Students in 2023

AindrilaUpdated On: August 24, 2023 09:43 am IST

Thinking about the top career options after 12th Commerce? We have got you covered in this article. Find here the top career options, best courses and colleges for Commerce students. 

Career Options after 12th Commerce

The right career path after Class 12th Commerce will help you in your professional career. Students often get lost as to which career is right for them and often follow their peers which leads to frustration or not doing their best in their work. There are endless career options after 12th Commerce that many students are not aware of. 

Commerce is a wide field where there are different types of jobs available for students upon completing their degree. You need to choose a career that matches your interests and abilities. This article provides the top career options for Commerce students in 2023. If you are aware of the opportunities, you can narrow down your choices.

Career Options after 12th Commerce

There is a diverse variety of career options after 12th Commerce if candidates look for the best and the most demanding career choices. Students who usually take up Commerce in their 10+2 level are mostly the ones who do not have an interest in the Science stream or find it to be more challenging. In the hope of getting a good job, these candidates study Commerce. We have discussed below the possible top career options for Commerce students in 2023. 

Chartered Accountant (CA)

CA is considered one of the most sought-after and challenging options for students who have studied Commerce. Be it public or private sectors, CAs are very much in demand and hold the top positions. As a Chartered Accountant, the candidate has to take financial responsibility for the companies/ organizations or individuals by filing tax returns, recording financial statements, auditing financial statements, reviewing financial reports, etc. Lakhs of students after 12th Commerce appear for the CA examination. However, the CA journey is not as smooth as it may seem, but those who have dedication and work hard can become a Chartered Accountant. Among other career options after 12th Commerce, if you think of becoming a CA, then you should have sound knowledge of tax, accounting, auditing, business laws, corporate ethics, corporate laws, etc. 

The CA examination is conducted by the Institute of Chartered Accountants of India (ICAI) and includes stages like CA Foundation, CA Intermediate, Articleship Training and CA Final. The CA course structure takes around 3 to 5 years to complete and an articleship training under a qualified CA. 

Company Secretary (CS)

A Company Secretary is in charge of understanding the legal objectives and agreements of companies. One of the top career options for Commerce students in 2023 is definitely becoming a CS as they are considered the backbone of the organization. 

The CS course consists of 3 levels, Foundation program (8 months duration), Executive Program (9 months duration), and Professional Program (15 months duration).

Cost and Management Accountant (CMA)

CMA is a popular career choice for Commerce students as it is an internationally accredited professional certification program for commerce and accounting people. It is a lucrative career option after 12th Commerce as students are equipped with knowledge of Strategy, Management, Financial Reporting and Regulatory Framework. A CMA is responsible for managing the accounts and finances of a company. 

The course credential for the CMA program is issued by the Institute of Cost Accountants of India (ICAI). The three stages of the CMA course are CMA Foundation, CMA Intermediate and CMA Final. Candidates can study this course after completing the foundation courses for CA or CS.

Bachelor of Commerce (B.Com)

One of the most basic courses that students after 12th Commerce take up is B.Com. This is a 3-year full-time course offered by many colleges in India. Candidates can choose to take a specialization for the B.Com course such as Accountancy, Marketing, Accounting and Finance, etc. Upon completion of the B.Com degree, graduates can work in top companies as Accountants, Financial Analysts, Tax Consultants, Business Analysts, Financial Managers, etc. Most colleges admit students based on their marks in Class 12th and the cutoffs for that particular year. 

Certified Financial Planner (CFP)

Individuals who are interested in financial management can think of becoming a Certified Financial Planner as a career option after 12th Commerce. As financial planning professionals, they can provide suitable financial plans to their clients and allow for transparent decision-making and reduce risks. If you specialise in any of these Investment Planning, Retirement and Tax Planning, Risk Planning, and Estate Planning fields, you can set your career. 

The CFP certification can be opted in 2 ways; the regular pathway and the challenge status pathway. Prospects enrolled in the graduation program generally apply for CFP through the regular pathway. For the challenge status pathway, candidates should have passed the final exam, Advanced Financial Planning.

Investment Banker

Investment Bankers are in demand in the private sector where they provide assistance to companies for managing and growing their financial assets. Among the other top career options for Commerce students in 2023, Investment Bankers are the most sought after as there are multiple job opportunities in India with great pay packages. In recent years, it has been seen that candidates from Commerce backgrounds are showing interest in investment banking jobs due to the job opportunities, earning potential, etc.


In India and worldwide, lawyers get immense respect as the law is considered a prestigious profession. With the increasing number of job opportunities, more and more students are taking up law after completing their Class 12th. Lawyers are employed in various fields such as Law Firms, Government Jobs, Corporate Giants, Pharmaceutical Companies, Casting Agencies, Private Practice and Consultancy Firms. 

Students who have completed their 10+2 can study integrated LLB which is taught for 5-year duration. B.Com LLB is a popular choice among students who have an interest in business and law. Those who wish to become a lawyer should appear for law entrance exams like CLAT (Common Law Admission Test), LSAT, etc to get a chance into top colleges in India. You can only practise law in India after you have passed AIBE (All India Bar Examination). 


Another great career option after 12th Commerce is becoming a Journalist for those who have an interest in media. As media plays an important role in our lives through newspapers, TV and the web, a career in journalism is something that many students are interested in. 

After completing a degree in journalism and media, you can work in media and publishing houses. With a journalism degree, one can also work in the fields of public relations, corporate communication, event management, film direction, production, media and Indian polity.

Bank Probationary Officer (PO)

The job as a Probationary Officer in the banking sector is a great career option after 12th Commerce. A Bank PO manages lots of responsibilities such as managing cash flow, managing customer complaints, finances, loans, mortgages, supervising employees, etc. As this is a secure job, many people can grow within the sector. 

For PO posts, government banks release notifications for the PO job role such as State Bank of India and other banks like Allahabad Bank, PNB, Bank of Baroda, etc. SBI PO, IBPS PO, etc are the exams conducted for selecting candidates for the PO role.

Digital Marketer

A career as a Digital Marketer will help you to flourish as it is a booming profession. Digital Marketers promote products and services for revenue generation through digital mediums like Search Engine Optimisation (SEO), Display Marketing, etc. 

After 12th Commerce, candidates can pursue a bachelor’s degree in Digital Marketing. Commerce students can also do certification courses in digital marketing.

Also Read:List of Professional Courses after 12th Commerce

How to Choose the Right Career Options after 12th Commerce

If you know the different available career options after 12th Commerce, it will automatically be easier for you to narrow down the option you would like to enter into. By following the steps given below, candidates can decide on their career options after 12th Commerce:

  • Research and Collect Information: Find out the right career options after 12th Commerce by talking to your seniors, teachers, etc. You can also research the suitable courses that Commerce students can study after completing their Class 12th.
  • Consider your Strengths and Weaknesses: The right career will help you to shine as you will have all your strengths devoted toward that particular career. Always consider your strengths and weaknesses when choosing a particular career. The appropriate career should challenge you to do better and showcase your strengths. 
  • Identify your Career Interest: Students must identify their interest in the career that they want to pursue after completing their studies. Based on the career you want to pursue, you can choose a course of your choice. 
  • Seek Career Advice: While choosing your career options after 12th Commerce, if you are unable to decide which career will suit you the most, you can seek advice from career counsellors, education advisors, etc. 
  • Look for Career Prospects: Commerce students can enhance their career prospects if they do certain courses. There are specific courses for Commerce students that provide employment opportunities and higher earning chances. 
  • Assess the Reputation of the Institute: If you are thinking of doing a course to improve your career options after 12th Commerce, then you must check the reputation of the institution offering the course. The institutes can have a significant impact on your career opportunities. 

Best Courses after 12th Commerce

There are plenty of courses offered to students after 12th Commerce. Find here the best courses for Commerce students that will help you to have better career options after 12th Commerce. 

Name of the Course

Course Duration 

Eligibility Criteria

Institutes Offering the Course

B.Com (Hons.)

3 years

  • Passed Class 12th in any stream
  • Students must have secured at least 50% aggregate marks in Class 12.

B.Com (H) Colleges in India

B.Com (Pass)

3 years

  • 10+2 with any stream
  • Cut-offs will be depending on the university/ institution.

B.Com Colleges in India

Bachelor of Business Administration (BBA)

3 years

  • Passed 10+2 in any discipline with Mathematics and English as compulsory subjects.
  • Students should have secured a minimum of 50% marks in 10+2.

BBA Colleges in India

Bachelor of Accounting and Finance (BAF)

3 years

  • Cleared 10+2 with a minimum of 50% marks in any stream.
  • Students should have studied Accounts and Finance in their Class 12.

BAF Colleges in India


5 Years

  • Completed Class 12 with at least 50% to 60% aggregate marks in any discipline.

BA LL.B Colleges in India

Bachelor of Financial Markets (BFM)

3 years

  • Passed 10+2 with no backlog in any subject.
  • Candidates who have studied Mathematics and Economics in Class 12th are given a higher preference.

BFM Colleges in India

Bachelor in Banking and Insurance (BBI)

3 years

  • 10+2 with a minimum of 50% marks in any stream.

BBI Colleges in India

Bachelor of Business Studies

3 Years

  • Must have completed Class 12 with at least 50 to 60% marks.
  • Candidates should have studied English as a compulsory subject.

Top BBS Colleges in India

Institute of Cost and Works Accountants of India (ICWAI)

Depends on examinations

  • Students from any stream can apply after passing their 10+2.


CS (Company Secretary)

2 years and one month

  • Completed 10+2 in any stream.
  • Passed Foundation Program for Company Secretary.


BA Visual Communication

3 Years

  • Passed Class 12 with a minimum of 45% to 50% marks in any stream.

Top BA Visual Communication Colleges in India

Mass Communication/ Journalism

Certificate: 6 months or 1 year

Diploma: 2 years

Degree: 3 years

  • 10+2 with any stream.
  • English should have been a compulsory subject till Class 12.

Mass Communication Colleges in India

Bachelor of Fine Arts BFA

2-4 Years

  • Completed Class 12 with at least 50% to 60% in any discipline.

Top BFA Colleges in India

Also Read:Courses After 12th Commerce without Maths

Salary Structure of Jobs after 12th Commerce

While searching for career options after 12th Commerce, individuals should understand the salary structure of different career choices. Commerce students can take a look at the different professions below along with their average salary based on their experience level. We have already discussed in detail the career choices above, so students need to tally the salary and the job that is best suited for them. 

CA Salary

The salary of a CA depends on the experience that they have gained during their articleship training. After getting a job, a CA can switch to another company and get a good increment based on their experience and skills.

Experience Level

Average Annual Salary

Entry Level

INR 4,00,000 - INR 7,00,000

Mid Level

INR 7,00,000 - INR 12,00,000

Senior Level

INR 12,00,000 - INR 25,00,000

Top Senior Level

INR 30,00,000 - INR 65,00,000

CS Salary

A Certified Company Secretary with their qualifications, skills, and experience is able to get a good salaried job. The table provided below depicts the typical salary range for qualified CSs:

Job Profiles

Average Annual Salary

Company Secretary

Rs. 3,00,000 - Rs.15,00,000

CS Legal Advisor

Rs. 3,50,000 - Rs. 5,50,000

Business Consultant

Rs. 4,00,000 - Rs. 10,00,000

Chief Administrative Officer

Rs. 5,00,000 - Rs. 8,00,000

Company Registrar

Rs. 4,00,000 - Rs. 7,50,000

CFP Salary

To understand the salary structure of a CFP, one has to know that the salary of a CFP depends upon different factors such as the company one is hired into, the role that they are working into, specialized skills and advanced knowledge that one has attained, the years of experience one has obtained, etc. 

CFP Jobs

Average Salary (Per Annum)

Financial Planner

INR 4,00,000- INR 8,00,000

Financial Advisor

INR 6,00,000- INR 9,50,000

Wealth Manager

INR 5,00,000- INR 8,00,000

Private Banker

INR 4,00,000- INR 6,00,000

Financial Analyst

INR 4,00,000- INR 7,00,000

Risk Manager

INR 4,00,000- INR 6,60,000

Investment Banker Salary

The salary structure of an Investment Banker is quite attractive as they get benefits. Those who want to earn a significant salary and get respect for their job role should think of becoming an Investment Banker. Their salary depends on their skills, their designation, experience, etc. 


Average Salary

Financial Planner

INR 6,00,000 - INR 12,00,000

Credit Manager

INR 4,00,000 - INR 9,00,000

Certified Management Accountant

INR 9,00,000 - INR 13,00,000

Financial Advisor

INR 5,00,000 - INR 11,00,000

Lawyer Salary

Some of the LLB specializations are very popular in India and they offer a huge amount of LLB salary packages. Find here the law specialisations that offer good LLB salary packages but with consistent hard work and dedication can get good salaries with time.


Salary Package (Per Annum)

Corporate Law

INR 10,00,000-18,00,000

Constitutional Law

INR 7,00,000-11,00,000 

Criminal Law

INR 9,00,000-15,00,000

Commercial Law

INR 9,00,000-14,00,000

Labour Law

INR 6,00,000-9,00,000

Family Law

INR 3,50,000-8,00,000

Banking Law

INR 12,00,000-18,00,000

Journalist Salary

The salary of a Journalist in the initial years may not be fascinating as the student starts from INR 1,00,000 to 1,50,000 per annum. The salary also varies from individual to individual and from organization to organization and with time they will earn lakhs. 

Experience Level

Salary (Per Annum)


INR 3,00,000 - INR 4,00,000

Experience of 4-5 years

Upto INR 12,00,000

Probationary Officer Salary

The salary of a Probationary Officer depends on the banks that have hired them. The starting salary is somewhat less but with experience their salary increases. If they get internal promotions, they also get increments. 

Job Profile

Salary Structure (Per Annum)

Starting Salary 

INR 2,55,000

Mid Level Salary

INR 5,15,886

Senior Level Salary

INR 8,38,000

Digital Marketer Salary

As digital marketing is trending in the current era, nearly every organization uses digital marketing in some form or another and hires Digital Marketing professionals. Check here the salary structure of these professionals based on their specializations.


Salary Range (LPA)

Brand Marketing

INR 3,00,000 - INR 10,42,200

Media Marketing/ Planning

INR 1,80,000 - INR 6,50,659

Digital Marketing Consultancy

INR 3,00,000 - INR 7,05,697

Content Marketing

INR 1,80,000 - INR 4,66,842

Social Media Marketing

INR 3,25,000 - INR 7,50,000

Pay Per Click Advertising

INR 3,37,225 - INR 6,00,000

Also Read:Courses After 12th without Maths

Top Commerce Colleges in India

The following colleges offer several courses after 12th commerce at the UG level. After completing 12th with Commerce, students can opt for commerce courses after 12th at the following colleges:

Colleges Offering Undergraduate Commerce Courses


Maharishi University of Information Technology

INR Rs. 31,500 Per Annum

IEC University, Solan

INR 15,000 - INR 1.2 Lakhs Per Annum

Mangalmay Group of Institution

Rs. 50,000 Per Annum

SAGE University (SU), Bhopal

INR 30,000 - INR 1.5 Lakhs Per Annum

Vaishnavi Educational Institutions (VEI), Hyderabad

INR 60,000 - INR 1.35 Lakhs Per Annum

International Centre for Advanced Studies and Research (ICASR), Gurgaon

INR 66,700 - INR 10 Lakhs

Greater Noida Institute of Technology

Rs. 55,000 Per Annum

Bhai Gurdas Group Of Institutions (BGGI), Sangrur

INR 27,900 - INR 4.25 Lakhs

SNMV Institute of Management, Coimbatore

INR 20,000 - INR 1.2 Lakhs

Lovely Professional University (LPU), Jalandhar

INR 30,000 - INR 4 LPA

Arihant Group of Institutes (AGI Pune), Pune

INR 7,000 - INR 91,000 Per Annum

Amity University, Jaipur

INR 50,000 - INR 5.24 Lakhs Per Annum

Galgotias University

Rs. 95,000 Per Annum

If you are interested to know the career options after 12th Commerce, then fill out the Common Application Form available on CollegeDekho. Our expert counsellors can help you clear all of your doubts and assist you throughout the admission process to the college and the course of your dream.


What are some of the career options after 12th Commerce?

The best career options after 12th Commerce are CA, CS, Cost and Management Accountant, Bachelor of Commerce in Marketing, Accounting and Finance, Certified Financial Planner, Investment Banker, etc. 


Which are the best courses after 12th Commerce?

The best courses after 12th Commerce are B.Com (Hons), BBA, Bachelor of Accounting and Finance (BAF), Integrated LL.B courses, Bachelor of Business Studies, Mass Communication & Journalism, Bachelor of Fine Arts (BFA), etc. 


Which jobs provide high salaries for Commerce students?

The jobs that provide high salaries for Commerce students are Investment Banker, Company Secretary, Chartered Accountant (CA), Lawyer, Human Resource (HR) Manager, Product Manager, etc. Based on experience, the salary of individuals will increase.

Do Commerce students have a scope in future?

Yes, Commerce students have a lot of scope in future as more companies are hiring people from Commerce backgrounds. Those who have studied Commerce without math should not worry so much as they can still make great careers in fields such as marketing, and human resources, or can even start their own businesses.


Is Commerce a good career option?

Commerce is definitely a good career choice as it opens a wide range of options for candidates in various sectors. Commerce students can explore the fields of Management, Economics, Finance, Banking, Stockbroking, Consulting, Investment Banking, Accounting, etc.

Is a Certified Financial Planner a good career option after 12th Commerce?

Yes, a Certified Financial Planner is a good career option after 12th Commerce. A CFP can find several career prospects in financial advisory services as well as in the finance sector. The CFP is recognised globally and considered the best for financial planning training, education and ethics to practice. 


Is BBA a good career option after 12th Commerce?

BBA can be a good career option after 12th Commerce if you want to study more management-oriented topics. On the other hand, BCom provides a broader understanding of commerce subjects. Depending on the interest of the students, they need to select either BBA or B.Com after completing their Class 12th. 


Which are the top commerce colleges in India?

The top commerce colleges in India are IEC University, Solan, Mangalmay Group of Institution, SAGE University (SU), Bhopal, Vaishnavi Educational Institutions (VEI), Hyderabad, International Centre for Advanced Studies and Research (ICASR), Gurgaon, Greater Noida Institute of Technology, Bhai Gurdas Group Of Institutions (BGGI), Sangrur, SNMV Institute of Management, Coimbatore, Lovely Professional University (LPU), Jalandhar, Arihant Group of Institutes (AGI Pune), Pune, etc.


What is the eligibility requirement to study CS after 12th Commerce?

To study CS (Company Secretary) after 12th Commerce, aspirants should have completed their Class 12th in any stream. To get into the CS Executive program, they must have passed the Foundation Program for Company Secretary.


Do Commerce students get good salaries?

Commerce students need to look for different professions that offer great salaries to their employees. However, depending on the experience, skills, etc the salary of the employees will increase. There are many companies in India that hire fresh commerce graduates although the initial salary of these employees may be less, with experience within 5-6 years, they will earn around 12 LPA to 15 LPA. 


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